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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Great communication and got things done quickly.
Reply from Owner
December 8th, 2025 06:37 PM
Thank you so much! We are committed to clear communication and efficient service. We take pride in that and we appreciate
you for noticing.
Brennan and Lesa were very helpful through my home buying process, very patient, direct and honest!
Reply from Owner
December 8th, 2025 06:39 PM
Thank you so much for your thoughtful words. We are glad to hear you felt supported, and that our communication came across as patient & honest. It was truly a pleasure to work with you.
Had the best experience! Brennan was there to help at every turn and answered any questions I had.
Reply from Owner
December 2nd, 2025 04:14 PM
We truly appreciate your 5 star review! I am glad Brennan and our team could make your mortgage experience smooth and stress free. Wishing you all the best as you settle into your new home. Do not hesitate to reach out anytime!
Pats Experience , knowledge and focus on customer has always and remains exceptional
Reply from Patrick Stoy
November 10th, 2025 02:50 PM
Thank you so much for your kind words! We truly appreciate you taking the time to share your experience. Our team takes great pride in providing knowledgeable, customer-focused service, and its wonderful to hear that this came through during...
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Great communication got things done quickly
Reply from Patrick Stoy
November 10th, 2025 02:55 PM
Thank you so much for the great review! We really appreciate you taking the time to share your experience. Its awesome to hear that you found our team knowledgeable and focused on great customer service, and that we got everything taken care...
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Brennan was the most patient and kind person to work with, he went above and beyond for me , I have been trying to find the right home for over a year and he has been there the whole time ! Thank you !!
Reply from Patrick Stoy
October 31st, 2025 01:59 PM
Jennifer, thank you so much for your 5-star review! We are thrilled to hear that you felt our team "Brennan" was patient and kind throughout the process. Helping our clients feel comfortable and supported every step of the way is what we strive...
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Paperwork was A little aggravating seems like a lot .mabey just cause had to get everything done on computer long distance , not really know sometimes what I was sighning .
Reply from Patrick Stoy
October 29th, 2025 08:22 PM
Todd, Thank you so much for taking the time to share your feedback. We truly appreciate your business and are glad you chose us. I am sorry to hear the paperwork was aggravating- we understand it can be frustrating. We are always looking for...
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Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Adam S
Reply from Owner
October 21st, 2025 08:31 PM
Thank you so much for the Five Star rating! We were honored to help you get into your new home, and appreciate the opportunity to be your lender.
UMortgage was great very smooth process. The kept us updated and answered our questions.
Reply from Owner
August 13th, 2025 01:17 PM
Rich, thank you for your kind review. We strive to do our best to make your experience as stress free as possible. Thank you for allowing us the opportunity to help you with your new purchase.
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Robert H
Reply from Owner
July 28th, 2025 07:54 PM
Thank you for the 5 star review!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095