Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Patrick and Brennan were awesome! And very knowledgeable. They helped us with making our investment purchase and answered all the questions we had. Will be doing business with them in the future!
Reply from Owner
December 8th, 2025 08:15 PM
Thank you so much! We are glad to hear our knowledge and guidance helped you feel confident with your investment purchase. It was a pleasure answering your questions and supporting you through the process. We are here to help you again in the...
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I have nothing but the best to say about Patrick and his team! They are very easy to get ahold of when you have a question and they do a wonderful job communicating at every step. They make a sometimes very stressful and difficult process that...
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Reply from Owner
December 8th, 2025 06:31 PM
Thank you Emileigh! We strive to do our very best. We are so happy to hear that our communication removed your stress during your mortgage process. We are honored and grateful to have you as one of our clients. We look forward to working with...
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Working with Patrick Stoy and Team Pearson was an excellent experience! They made the mortgage process smooth and guided me through every step. They made things stress-free, communication was clear and they answered all my questions promptly....
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Reply from Owner
July 22nd, 2023 12:00 AM
Thanks so much for the kind words. We really enjoyed working with you!
Other review: Pats Experience , knowledge and focus on customer has always and remains exceptional
Reply from Owner
December 8th, 2025 06:34 PM
Thank you Larry. We are so grateful to have you as a repeat client. Our clients are the reason we love what we do!
Great communication and got things done quickly.
Reply from Owner
December 8th, 2025 06:37 PM
Thank you so much! We are committed to clear communication and efficient service. We take pride in that and we appreciate
you for noticing.
Brennan and Lesa were very helpful through my home buying process, very patient, direct and honest!
Reply from Owner
December 8th, 2025 06:39 PM
Thank you so much for your thoughtful words. We are glad to hear you felt supported, and that our communication came across as patient & honest. It was truly a pleasure to work with you.
Had the best experience! Brennan was there to help at every turn and answered any questions I had.
Reply from Owner
December 2nd, 2025 04:14 PM
We truly appreciate your 5 star review! I am glad Brennan and our team could make your mortgage experience smooth and stress free. Wishing you all the best as you settle into your new home. Do not hesitate to reach out anytime!
Pats Experience , knowledge and focus on customer has always and remains exceptional
Reply from Patrick Stoy
November 10th, 2025 02:50 PM
Thank you so much for your kind words! We truly appreciate you taking the time to share your experience. Our team takes great pride in providing knowledgeable, customer-focused service, and its wonderful to hear that this came through during...
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Great communication got things done quickly
Reply from Patrick Stoy
November 10th, 2025 02:55 PM
Thank you so much for the great review! We really appreciate you taking the time to share your experience. Its awesome to hear that you found our team knowledgeable and focused on great customer service, and that we got everything taken care...
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Brennan was the most patient and kind person to work with, he went above and beyond for me , I have been trying to find the right home for over a year and he has been there the whole time ! Thank you !!
Reply from Patrick Stoy
October 31st, 2025 01:59 PM
Jennifer, thank you so much for your 5-star review! We are thrilled to hear that you felt our team "Brennan" was patient and kind throughout the process. Helping our clients feel comfortable and supported every step of the way is what we strive...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095