Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
These guys are awesome! As a first time homebuyer, I was Pretty nervous and quite clueless on what to expect. These guys really did lead the blind through the darkness.!!
Reply from Owner
July 28th, 2025 07:56 PM
Thank you John! So glad we could be the beacon you needed. We appreciate your review and are thrilled to help you become a new home owner!
Patrick and team were amazing during our home buying process. From the first meeting we appreciated the knowledge of the team, we had many questions and always received a prompt email or phone call. When we finally found "the one" the loan...
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Reply from Owner
July 15th, 2025 01:52 PM
Thank you Jennifer for your kind review. So happy to hear you had a great experience. We are always honored to help our clients become new home owners!
All team made great job from a to z. Special thanks to Patrick and Breannan for their efforts.
Reply from Owner
July 15th, 2025 01:54 PM
Yilmaz, thank you so much for your review. From Egypt to Wilmington and back to make this happen. Thank you for allowing us to be a part of your buying experience.
I can’t say enough great things about my experience with UMorgage Carolina’s (Brennan, Patrick and all other wonderful staff that helped me in this process). From start to finish, they were professional, knowledgeable, and incredibly responsive....
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Reply from Owner
July 15th, 2025 01:56 PM
Thank you Paige. We are so happy you chose us to help you make this new transition, and that we could make this as stress free as possible. We wish you the very best in your new home.
This was the easier and smoothest process my family has had in buying our homes. I highly recommend UMortgage to anyone!
Reply from Owner
July 15th, 2025 01:59 PM
Josh, thank you so much for your review. It was a pleasure working with you and so happy we could make this an easy, and smooth transaction for you. Congrats on the new home!
As a first time home buyer they were Super helpful, kind and always willing to answer all my questions.
Reply from Owner
May 9th, 2025 03:31 PM
Thank you Sydnee! We appreciate your business!
Exceptional customer service! Very attentive. From start to finish the process took less than a week. Very organized!
Reply from Owner
May 9th, 2025 03:30 PM
Thank you so much Meg for your business and we wish you the best of luck!
Umortgage was so easy to work with! I had a somewhat complicated scenario going on with selling two houses and trying to buy a new one. Patrick and Brennan guided me through the loan process seamlessly. No hiccups from pre-qual letter to closing....
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Reply from Owner
March 19th, 2025 12:56 PM
Thank you Mandi! We really enjoyed working with you and your family. Wishing you the best of luck in your new home!
Amazing, quick and clear on my questions
Reply from Owner
March 19th, 2025 12:57 PM
Thank you Chuck! It was a pleasure working with you as always!
I couldn't ask for a better mortgage rep than Brenna Pearson. He has amazing communication skills and a promptness with his work process that i rarely see in the mortgage industry anymore. I send him anyone I can with full faith they will be...
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Reply from Owner
March 19th, 2025 12:58 PM
Angel! We really appreciate these kind works and your business! Best of luck!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095