Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Brennan is great! Responsive, knowledgeable, and easy to work with.
Reply from Owner
December 15th, 2025 05:23 PM
Irene, thank you for your kind words. We are thrilled to hear that you found Brennan responsive and easy to work with. We are happy to have this partnership with you and look forward to more successful closings for you and your clients.
As a realtor and investor, I have used Brennan and Patric Stoy’s team both personally and recommended them to many clients over the last 3 years. Brennan is highly attentive and knowledgeable and fabulous with first time home buyers. I have...
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Reply from Owner
December 15th, 2025 05:28 PM
Thank you Anna! It is always a pleasure working with you and your referrals. We are so happy to hear that our attentiveness, knowledge, and support with first time buyers have made a difference. Your appreciation for our patience and willingness...
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Lesa is amazingly responsive. A joy to work with and an excellent communicator!
Reply from Owner
December 10th, 2025 05:13 PM
Thank you so much for your wonderful review. I truly appreciate your kind words. I am grateful for our partnership. I look forward to the next time we can work together.
As a real estate agent, Patrick and his team do an exemplary job. They always take care of my clients.
As a client of Cross country mortgage, They have always found a way to get me to “yes”. Highly recommended.
Reply from Owner
December 10th, 2025 05:15 PM
Thank you for the thoughtful review. We truly appreciate your trust and partnership. Our team takes great pride in providing excellent service and caring for your clients. We look forward to continuing to support you and your clients.
Patrick and Brendan were great to with and made funding easy for our family.
Reply from Owner
December 10th, 2025 05:17 PM
It was truly a pleasure working with you and your family. We are thrilled to hear the process felt easy and smooth. If you ever need anything in the future, we are here for you. Thank you again for choosing us!
Patrick and his team have been excellent. Their support allows me to provide exceptional customer service to my real estate clients, especially when it comes to guiding them through the mortgage process
Reply from Owner
December 10th, 2025 05:20 PM
Thank you for the fantastic review! We truly value our partnership and are glad to know our support helps you provide excellent service for your clients. Working with professionals like you makes collaboration seamless, and we look forward...
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Patrick and Brennan were awesome! And very knowledgeable. They helped us with making our investment purchase and answered all the questions we had. Will be doing business with them in the future!
Reply from Owner
December 8th, 2025 08:15 PM
Thank you so much! We are glad to hear our knowledge and guidance helped you feel confident with your investment purchase. It was a pleasure answering your questions and supporting you through the process. We are here to help you again in the...
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I have nothing but the best to say about Patrick and his team! They are very easy to get ahold of when you have a question and they do a wonderful job communicating at every step. They make a sometimes very stressful and difficult process that...
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Reply from Owner
December 8th, 2025 06:31 PM
Thank you Emileigh! We strive to do our very best. We are so happy to hear that our communication removed your stress during your mortgage process. We are honored and grateful to have you as one of our clients. We look forward to working with...
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Working with Patrick Stoy and Team Pearson was an excellent experience! They made the mortgage process smooth and guided me through every step. They made things stress-free, communication was clear and they answered all my questions promptly....
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Reply from Owner
July 22nd, 2023 12:00 AM
Thanks so much for the kind words. We really enjoyed working with you!
Other review: Pats Experience , knowledge and focus on customer has always and remains exceptional
Reply from Owner
December 8th, 2025 06:34 PM
Thank you Larry. We are so grateful to have you as a repeat client. Our clients are the reason we love what we do!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095