Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Lesa is awesome ! So friendly and great to work with !
Reply from Owner
December 15th, 2025 05:07 PM
Thank you so much for your kind words! We truly love working with you and appreciate the great feedback. We are always thankful for the opportunity to work together!
The best in the lending business! I have worked with Patrick and his team for years across multiple purchases and they do it right! Unbelievable market knowledge, communication, and efficiency. They have access to so many amazing loan products...
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Reply from Owner
December 15th, 2025 05:13 PM
Owen, thank you for the amazing review. It truly means a lot coming from a respected partner we have had the pleasure of working with for so many years. Doing things the right way has always been our priority. We value your partnership and...
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We have used Patrick's team more than once for our home finance needs. We have even recommended them several times to family members and our own clients! They are very knowledgeable. We will definitely use them in the future.
Reply from Owner
December 15th, 2025 05:17 PM
Summer, it means the world to us that you have chosen to work with us more than once and have confidently referred your family and clients to us. We are incredibly grateful for your trust and relationships, and we look forward to continuing...
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Got my client to the finish line without me having to micro-manage the whole process.
Reply from Owner
December 15th, 2025 05:21 PM
Thank you for the great feedback! We are glad we could deliver a smooth, efficient process and get your client to the finish line without added stress or micromanagement. We value your trust and partnership. Here's to many more successful closings...
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Brennan is great! Responsive, knowledgeable, and easy to work with.
Reply from Owner
December 15th, 2025 05:23 PM
Irene, thank you for your kind words. We are thrilled to hear that you found Brennan responsive and easy to work with. We are happy to have this partnership with you and look forward to more successful closings for you and your clients.
As a realtor and investor, I have used Brennan and Patric Stoy’s team both personally and recommended them to many clients over the last 3 years. Brennan is highly attentive and knowledgeable and fabulous with first time home buyers. I have...
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Reply from Owner
December 15th, 2025 05:28 PM
Thank you Anna! It is always a pleasure working with you and your referrals. We are so happy to hear that our attentiveness, knowledge, and support with first time buyers have made a difference. Your appreciation for our patience and willingness...
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Lesa is amazingly responsive. A joy to work with and an excellent communicator!
Reply from Owner
December 10th, 2025 05:13 PM
Thank you so much for your wonderful review. I truly appreciate your kind words. I am grateful for our partnership. I look forward to the next time we can work together.
As a real estate agent, Patrick and his team do an exemplary job. They always take care of my clients.
As a client of Cross country mortgage, They have always found a way to get me to “yes”. Highly recommended.
Reply from Owner
December 10th, 2025 05:15 PM
Thank you for the thoughtful review. We truly appreciate your trust and partnership. Our team takes great pride in providing excellent service and caring for your clients. We look forward to continuing to support you and your clients.
Patrick and Brendan were great to with and made funding easy for our family.
Reply from Owner
December 10th, 2025 05:17 PM
It was truly a pleasure working with you and your family. We are thrilled to hear the process felt easy and smooth. If you ever need anything in the future, we are here for you. Thank you again for choosing us!
Patrick and his team have been excellent. Their support allows me to provide exceptional customer service to my real estate clients, especially when it comes to guiding them through the mortgage process
Reply from Owner
December 10th, 2025 05:20 PM
Thank you for the fantastic review! We truly value our partnership and are glad to know our support helps you provide excellent service for your clients. Working with professionals like you makes collaboration seamless, and we look forward...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095