Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Patrick Stoy and the entire team are exceptional—knowledgeable, professional, and deeply community-minded. Their commitment to supporting local nonprofits on a quarterly basis reflects the values that set them apart, and I would highly recommend...
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Reply from Owner
December 17th, 2025 01:07 PM
Thank you for the kind words. We are so grateful for your feedback. Your support means a great deal to us, and we look forward to continuing to serve your cause with dedication and care.
Love Patrick and his team!! Leesa takes amazing care of me. Highly recommend the Patrick Stoy team at CrossCountry Mortgage. Wouldn't work with anyone else!!
Reply from Owner
December 17th, 2025 01:09 PM
Thank you for the heartfelt words. It means the world to us to hear that you feel supported and cared for. We are proud to support you every step of the way.
The team was very helpful when I was trying to buy my homw. They answered all my questions.They gave a hundred percent and I appreciate that very much.I enjoy working with each and every one of you.God bless and happy holidays, Ms. Gainey.
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Reply from Owner
December 17th, 2025 01:15 PM
Thank you for taking the time to share such kind feedback. It warms our heart to hear you felt supported, and had such a great experience. Giving 100% for our clients is always our goal. We truly appreciate your trust and support.
When I just started as a realtor, Patrick helped me close my first deal ever. He was very knowledgeable about the process and helped tremendously. Highly recommend working with him and his team!
Reply from Owner
December 15th, 2025 04:50 PM
Thank you Nick! It truly meant a lot to be part of your journey and to help you close your first deal. We are grateful for the opportunity to work with you and appreciate your trust in our team!
The best lender I’ve ever worked with. Brennan, Patrick, and the entire team made the process incredibly smooth and kept communication clear with all parties involved. They truly made the entire experience enjoyable. Even my real estate agent...
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Reply from Owner
December 15th, 2025 05:34 PM
Rosmairy, thank you so much for those kind words! Making the process smooth and keeping everyone informed is always important to us. It is wonderful to hear that our efforts have made a difference. We value our partnership and look forward...
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I've worked with Patrick Stoy's team for years as a Real Estate Agent and partner of Homes for Heroes. Patrick's team is responsive, knowledgeable, and they always work so hard to give back to the community. They are my go-to lending team in...
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Reply from Patrick Stoy
May 26th, 2026 07:25 PM
Suzie, we appreciate your continued partnership and the appreciated words about Patrick's team. It's heartening to know that our dedication to responsiveness and community involvement resonates with you. We're thankful to be your go-to lending...
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Brennan Pearson went above and beyond to ensure all of my needs were met, and exceeded all expectations. He is a true professional and a kind person. After going under contract on my house, I had a problem with my previous lender and reached...
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Reply from Owner
December 15th, 2025 04:54 PM
Alex, what an amazing review! We are so happy we could step in and take control of the process, and help guide you to a smooth closing-especially after you faced challenges with your previous lender. Going above and beyond for our clients is...
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Brennan Pearson went above and beyond to ensure all of my needs were met, and exceeded all expectations. He is a true professional and a kind person. After going under contract on my house, I had a problem with my previous lender and reached...
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Reply from Patrick Stoy
December 19th, 2025 02:42 PM
I'm really glad to hear that Brennan was able to step in and provide such exceptional support during your home buying journey. It sounds like he handled the situation with great care and professionalism, ensuring everything went smoothly and...
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Great people! Will do what they can to help you
Reply from Owner
December 15th, 2025 04:55 PM
Thank you so much for your 5 star review! We strive to do our very best and it means so much you noticed.
Patrick Stoy helped me launch my real estate investing career. He has done multiple loans for me over the years and I could not recommend him more. Not only did he fund the purchases but he also advised me on the strategies to use to best maximize...
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Reply from Owner
December 15th, 2025 05:01 PM
Joe, it has been my honor to be a part of your real estate journey from the very beginning, and to have been able to support the launch of your real estate investment career. We are proud to serve as a resource for guidance, advice, and strategy....
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095