Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
We worked with the Patrick Stoy team on the purchase of an investment property. Great team to work with!
Reply from Owner
December 23rd, 2025 08:29 PM
Thank you for your 5 star review! We are glad we could support you on your investment purchase and truly enjoyed working with you!
Best mortgage team in Wilmington! They've helped me close on 2 properties seamlessly from start to finish. Not only have they helped me with real estate, but Patrick has been a fantastic mentor when it comes to managing my finances.None of...
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Reply from Owner
December 19th, 2025 08:28 PM
Thank you so much Courtney! We are so happy to hear that your experience purchasing both properties went seamlessly for you. It was truly a pleasure working with you. We appreciate your trust in us and throughout the process. Wishing you all...
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Patrick and his team made my refinance so effortless. Recommend Cross Country to everyone I know!
Reply from Owner
December 19th, 2025 08:30 PM
Thank you for taking the time to share your experience. We are so glad to hear that our team made your refinance a smooth and easy process. It was a pleasure working with you, and we truly appreciate your trust in us.
Patrick has been our go to for many many years. One of the smartest people I have been fortunate enough to know and call a friend. Incredible wealth of knowledge and has been a critical part of helping clients achieve one of the greatest highlights...
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Reply from Owner
December 19th, 2025 08:33 PM
Thank you Tyson for your continued trust and kind words. We value our long-standing relationship and appreciate the opportunity to work with you over the years. Your praise for Patrick means a great deal to us, and we're grateful to collaborate...
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Great team! Helped make our home buying experience less stressful!! My wife and I would not only recommend Patrick and his team, but would not go anywhere else for our home purchases!!
Reply from Owner
December 19th, 2025 08:38 PM
Rachel, thank you for such a great review! We love hearing that our team helped make your experience less stressful. Knowing you wouldn't go anywhere else is one of the highest compliments and we don't take that for granted. We are here for...
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Jordyn Dwyer and CrossCountry are amazing!
Reply from Owner
December 17th, 2025 01:01 PM
Thank you Mande! Your review means so much, and we truly appreciate it!
Patrick Stoy and the entire team are exceptional—knowledgeable, professional, and deeply community-minded. Their commitment to supporting local nonprofits on a quarterly basis reflects the values that set them apart, and I would highly recommend...
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Reply from Owner
December 17th, 2025 01:07 PM
Thank you for the kind words. We are so grateful for your feedback. Your support means a great deal to us, and we look forward to continuing to serve your cause with dedication and care.
Love Patrick and his team!! Leesa takes amazing care of me. Highly recommend the Patrick Stoy team at CrossCountry Mortgage. Wouldn't work with anyone else!!
Reply from Owner
December 17th, 2025 01:09 PM
Thank you for the heartfelt words. It means the world to us to hear that you feel supported and cared for. We are proud to support you every step of the way.
The team was very helpful when I was trying to buy my homw. They answered all my questions.They gave a hundred percent and I appreciate that very much.I enjoy working with each and every one of you.God bless and happy holidays, Ms. Gainey.
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Reply from Owner
December 17th, 2025 01:15 PM
Thank you for taking the time to share such kind feedback. It warms our heart to hear you felt supported, and had such a great experience. Giving 100% for our clients is always our goal. We truly appreciate your trust and support.
When I just started as a realtor, Patrick helped me close my first deal ever. He was very knowledgeable about the process and helped tremendously. Highly recommend working with him and his team!
Reply from Owner
December 15th, 2025 04:50 PM
Thank you Nick! It truly meant a lot to be part of your journey and to help you close your first deal. We are grateful for the opportunity to work with you and appreciate your trust in our team!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095