Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
I am a seasoned investor in NC for many years. Patrick and his team have been a huge asset. They continue to find creative financing opportunities for my projects that have allowed me to grow my business.I have done several loans with Patrick...
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Reply from Owner
December 23rd, 2025 08:14 PM
Thank you for the outstanding review and for your continued trust in our team. Working with seasoned investors like you is truly a pleasure, and we are glad we could provide creative financing solutions that supported your projects. We appreciate...
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Patrick and Brennan were great to work with while buying our first home. We're grateful for their guidance and would highly recommend them to anyone looking for a great lending team!
Reply from Owner
December 23rd, 2025 08:09 PM
Thank you for your review! We are so happy we could provide the guidance you needed as a first time buyer. Congratulations, and best wishes in your new home!
Buying my first home could have been stressful, but Patrick and Brennan made the entire process simple and easy from start to finish. They were always responsive, clear in communication, and took the time to explain everything every step of...
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Reply from Owner
December 23rd, 2025 08:08 PM
Thank you for sharing your experience! Helping first time buyers feel comfortable and confident throughout the buying process is always our goal. We are thrilled to hear we could make things less stressful for you. Congratulations, and we appreciate...
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Patrick helped my finance and I buy our 1st home. He was very knowledgeable and helped us thru the process. He made it such a wonderful first experience.
Reply from Owner
December 23rd, 2025 08:05 PM
Thank you for your kind feedback! We are glad you found our team knowledgeable and helpful, and we appreciate you choosing to work with us.
We worked with the Patrick Stoy team on the purchase of an investment property. Great team to work with!
Reply from Owner
December 23rd, 2025 08:29 PM
Thank you for your 5 star review! We are glad we could support you on your investment purchase and truly enjoyed working with you!
Best mortgage team in Wilmington! They've helped me close on 2 properties seamlessly from start to finish. Not only have they helped me with real estate, but Patrick has been a fantastic mentor when it comes to managing my finances.None of...
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Reply from Owner
December 19th, 2025 08:28 PM
Thank you so much Courtney! We are so happy to hear that your experience purchasing both properties went seamlessly for you. It was truly a pleasure working with you. We appreciate your trust in us and throughout the process. Wishing you all...
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Patrick and his team made my refinance so effortless. Recommend Cross Country to everyone I know!
Reply from Owner
December 19th, 2025 08:30 PM
Thank you for taking the time to share your experience. We are so glad to hear that our team made your refinance a smooth and easy process. It was a pleasure working with you, and we truly appreciate your trust in us.
Patrick has been our go to for many many years. One of the smartest people I have been fortunate enough to know and call a friend. Incredible wealth of knowledge and has been a critical part of helping clients achieve one of the greatest highlights...
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Reply from Owner
December 19th, 2025 08:33 PM
Thank you Tyson for your continued trust and kind words. We value our long-standing relationship and appreciate the opportunity to work with you over the years. Your praise for Patrick means a great deal to us, and we're grateful to collaborate...
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Great team! Helped make our home buying experience less stressful!! My wife and I would not only recommend Patrick and his team, but would not go anywhere else for our home purchases!!
Reply from Owner
December 19th, 2025 08:38 PM
Rachel, thank you for such a great review! We love hearing that our team helped make your experience less stressful. Knowing you wouldn't go anywhere else is one of the highest compliments and we don't take that for granted. We are here for...
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Jordyn Dwyer and CrossCountry are amazing!
Reply from Owner
December 17th, 2025 01:01 PM
Thank you Mande! Your review means so much, and we truly appreciate it!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095