Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Thank you
Reply from Patrick Stoy
February 24th, 2026 04:53 PM
Natacha, I appreciate your feedback. If you have any other thoughts you'd like to share, feel free to reach out.
We had a great experience working with Cross Country Mortgage while purchasing our first home. As first-time homebuyers, the process can feel overwhelming, but Brennan Pearson provided outstanding guidance every step of the way and made everything...
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Reply from Owner
February 17th, 2026 09:22 PM
Thank you so much! What a great review! It means so much to us that you felt supported, informed and comfortable throughout your first home buying experience. Clear communication and on time closings are always our top priority. Congratulations...
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We had a great experience working with CrossCountry Mortgage while purchasing our first home. As first-time homebuyers, the process can feel overwhelming, but Brennan Pearson provided outstanding guidance every step of the way and made everything...
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Reply from Patrick Stoy
February 23rd, 2026 06:07 PM
Jordan, I'm pleased to know that Brennan and the CrossCountry Mortgage team made your first home buying experience a positive one. Navigating the process for the first time can indeed be daunting, and it's great to hear that Brennan offered...
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Very professional and helpful. Have used them more than once and will again if needed. 100% recommend.
Reply from Owner
February 6th, 2026 10:07 PM
Thank you so much for your kind words, and for trusting us more than once with your financing - that truly means a lot to our entire team. We are grateful for the opportunity to continue serving you. Thanks again for being part of our mortgage...
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This was not my first time buying property but it was my first time buying on my own. Brennan was very patient with me while explaining the process. He was polite and professional and made sure things went smoothly from the beginning to closing....
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Reply from Owner
January 21st, 2026 01:20 PM
Thank you so much for taking the time to share your experience! We’re honored you chose CrossCountry Mortgage for your first solo home purchase. Brennan truly enjoys guiding clients through the process, and we’re glad his patience, professionalism,...
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Patrick Stoy and his team are wonderful to work with! He always looks for the client's best interest first and foremost. He is very responsive, thinks outside of the box, and gets it done. Thank you for the many years of a great working relationship!...
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Reply from Patrick Stoy
May 26th, 2026 07:25 PM
Justine, we appreciate your kind words about Patrick Stoy and our team at CrossCountry Mortgage. It's great to know that our commitment to prioritizing the client's best interest and our proactive approach has made a positive impact over the...
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Extremely thoughtful, proactive, and communicative!
Reply from Owner
December 23rd, 2025 08:23 PM
Thank you for the awesome review! We are so glad you felt well supported and communicated with every step of the way. We look forward to working with you in the near future!
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Morgan R
Reply from Owner
December 23rd, 2025 08:20 PM
Thank you for the 5 star rating! We truly appreciate your support and are glad you chose to work with our team.
The best experience ever!
Reply from Owner
December 23rd, 2025 08:18 PM
Tess, thank you for your 5 star review. Hearing this was the best experience ever means a lot to our entire team. We loved working with you and appreciate your trust.
It was absolutely a wonderful experience dealing with Lesa, super professional and very knowledgeable. Could not ask for a nicer person to help you with anything you may need. John Thomas
Reply from Owner
December 23rd, 2025 08:17 PM
John, thank you so much for your kind words. We are grateful for the opportunity to work with you. Providing a positive experience is always a goal for our team. We are glad to hear we met your expectations. We look forward to working with...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095