Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
This was not my first time buying property but it was my first time buying on my own. Brennan was very patient with me while explaining the process. He was polite and professional and made sure things went smoothly from the beginning to closing....
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Reply from Owner
January 21st, 2026 01:20 PM
Thank you so much for taking the time to share your experience! We’re honored you chose CrossCountry Mortgage for your first solo home purchase. Brennan truly enjoys guiding clients through the process, and we’re glad his patience, professionalism,...
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Patrick Stoy and his team are wonderful to work with! He always looks for the client's best interest first and foremost. He is very responsive, thinks outside of the box, and gets it done. Thank you for the many years of a great working relationship!...
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Reply from Patrick Stoy
May 26th, 2026 07:25 PM
Justine, we appreciate your kind words about Patrick Stoy and our team at CrossCountry Mortgage. It's great to know that our commitment to prioritizing the client's best interest and our proactive approach has made a positive impact over the...
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Extremely thoughtful, proactive, and communicative!
Reply from Owner
December 23rd, 2025 08:23 PM
Thank you for the awesome review! We are so glad you felt well supported and communicated with every step of the way. We look forward to working with you in the near future!
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Morgan R
Reply from Owner
December 23rd, 2025 08:20 PM
Thank you for the 5 star rating! We truly appreciate your support and are glad you chose to work with our team.
The best experience ever!
Reply from Owner
December 23rd, 2025 08:18 PM
Tess, thank you for your 5 star review. Hearing this was the best experience ever means a lot to our entire team. We loved working with you and appreciate your trust.
It was absolutely a wonderful experience dealing with Lesa, super professional and very knowledgeable. Could not ask for a nicer person to help you with anything you may need. John Thomas
Reply from Owner
December 23rd, 2025 08:17 PM
John, thank you so much for your kind words. We are grateful for the opportunity to work with you. Providing a positive experience is always a goal for our team. We are glad to hear we met your expectations. We look forward to working with...
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I am a seasoned investor in NC for many years. Patrick and his team have been a huge asset. They continue to find creative financing opportunities for my projects that have allowed me to grow my business.I have done several loans with Patrick...
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Reply from Owner
December 23rd, 2025 08:14 PM
Thank you for the outstanding review and for your continued trust in our team. Working with seasoned investors like you is truly a pleasure, and we are glad we could provide creative financing solutions that supported your projects. We appreciate...
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Patrick and Brennan were great to work with while buying our first home. We're grateful for their guidance and would highly recommend them to anyone looking for a great lending team!
Reply from Owner
December 23rd, 2025 08:09 PM
Thank you for your review! We are so happy we could provide the guidance you needed as a first time buyer. Congratulations, and best wishes in your new home!
Buying my first home could have been stressful, but Patrick and Brennan made the entire process simple and easy from start to finish. They were always responsive, clear in communication, and took the time to explain everything every step of...
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Reply from Owner
December 23rd, 2025 08:08 PM
Thank you for sharing your experience! Helping first time buyers feel comfortable and confident throughout the buying process is always our goal. We are thrilled to hear we could make things less stressful for you. Congratulations, and we appreciate...
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Patrick helped my finance and I buy our 1st home. He was very knowledgeable and helped us thru the process. He made it such a wonderful first experience.
Reply from Owner
December 23rd, 2025 08:05 PM
Thank you for your kind feedback! We are glad you found our team knowledgeable and helpful, and we appreciate you choosing to work with us.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095