Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Brennan and Patrick were great, from start to finish! Excellent communication and top notch service.
Reply from Patrick Stoy
March 9th, 2026 04:04 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Working with Patrick Stoy’s team was an outstanding experience from start to finish. They have a true talent for breaking down complex information into clear, easy-to-understand explanations, which made the entire approval process feel manageable...
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Reply from Owner
March 4th, 2026 07:29 PM
Thank you so much for your thoughtful review! We truly appreciate you taking the time to share your experience with Patrick Stoy’s team.Our goal is always to make the mortgage process feel clear, manageable, and as stress-free as possible—especially...
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I had a great experience working with Patrick Stoy’s team throughout the approval process. They consistently took the time to explain everything in clear, straightforward terms, which made it easy for me to understand the requirements and next...
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Reply from Patrick Stoy
March 9th, 2026 04:09 PM
Mary, I'm glad to hear that you had such a positive experience with the process. It's important to me that everything is communicated clearly and that you feel comfortable reaching out for clarification. I'm pleased to know that my team’s proactive...
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Took time for all my questions and never pressured.
Reply from Owner
March 4th, 2026 07:30 PM
Thank you so much for your kind words!We believe every question deserves the time and attention it needs, and we’re so glad you felt supported throughout the process. Creating a comfortable, no-pressure experience is always our goal.It was...
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Very informative and friendly
Reply from Patrick Stoy
March 9th, 2026 01:28 PM
Billie, I'm pleased to hear that you found the experience both informative and friendly. If there's anything further I can assist you with, just let me know.
Great team !!!
Reply from Owner
February 24th, 2026 01:01 PM
Thank you so much! We are so happy you had a positive experience working with our team. We are honored to have been able to help you through your mortgage process, and look forward to the next time.
help on time..great team !! Thank you!!
Reply from Patrick Stoy
March 3rd, 2026 05:27 PM
I'm glad to hear that the support was timely and effective, Sebastian. If there's anything else you need or any further assistance I can provide, please feel free to reach out.
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Thomas W
Reply from Owner
February 19th, 2026 08:47 PM
Thank you Thomas for the 5 start review. It was truly an honor to help you secure your first investment property. Taking that step into real estate investing is exciting, and we are grateful you trusted us to guide you through the process.
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Thank you and your team for everything!
Reply from Patrick Stoy
February 25th, 2026 06:05 PM
I'm grateful for your kind words and support, Thomas. If there's anything more you need or any way I can assist you further, please don't hesitate to reach out.
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Natacha M L
Reply from Owner
February 17th, 2026 09:24 PM
Thank you so much for your 5 star review. We truly appreciate your support and the trust you placed in our team. It was a pleasure helping you through your mortgage process, and we're always here to help if you need anything.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095