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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Andrew W
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Andrew W
Patrick and team were an awesome broker to work! I truly feel like I got the most competitive rate on the market and was set up to succeed over the long term. Everyone at MC Mortgage group was friendly, knowledgable, and transparent throughout...
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It had been many years since I had purchased a home and I was thoroughly unfamiliar with how to go about the process of finding the best mortgage for me (the sellers did not want to use a realtor). Fortunately a friend recommended that Patrick...
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It had been many years since I had purchased a home and I was thoroughly unfamiliar with how to go about the process of finding the best mortgage for me (the sellers did not want to use a realtor). Fortunately a friend recommended that Patrick...
read more
Patrick, Kyle and Courtney have been wonderful to work with!!
Patrick, Kyle and Courtney have been wonderful to work with!!
Patrick and his entire team were amazing to work with. They easily led us from start to finish on our mortgage and guided us through any hiccups along the way. His entire team was responsive, polite, and professional. Being from out of town,...
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Patrick and his entire team were amazing to work with. They easily led us from start to finish on our mortgage and guided us through any hiccups along the way. His entire team was responsive, polite, and professional. Being from out of town,...
read more
Great home buying experience! Explored multiple options to get the perfect loan for our situation. Much appreciated!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095