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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Patrick and his entire team at MC Mortgage have been a pleasure to work with. I am about to close my second refinance with them and will be using them once again in the near future. I highly recommend them for all of your mortgage needs. Thank...
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Patrick and his entire team at MC Mortgage have been a pleasure to work with. I am about to close my second refinance with them and will be using them once again in the near future. I highly recommend them for all of your mortgage needs. Thank...
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Patrick and his team could not have been more personable, professional and forthcoming with every bit of essential information available to make our home buying experience an absolute A+! We couldn't feel better about the way things worked...
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Patrick and his team could not have been more personable, professional and forthcoming with every bit of essential information available to make our home buying experience an absolute A+! We couldn't feel better about the way things worked...
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Patrick Stoy was easy to work with and helped me and guided me with all the questions I had. He made my first home buying experience a very pleasant experience. I will be returning with this this company!
Patrick Stoy was easy to work with and helped me and guided me with all the questions I had. He made my first home buying experience a very pleasant experience. I will be returning with this this company!
Patrick and his team at MC were knowledgeable, professionally, and my favorite, friendly. Everybody knows discussing mortgages isn’t necessarily fun. Patrick took the guesswork out of it for my husband and I while trying to make an informed...
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Patrick and his team at MC were knowledgeable, professionally, and my favorite, friendly. Everybody knows discussing mortgages isn’t necessarily fun. Patrick took the guesswork out of it for my husband and I while trying to make an informed...
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Patrick and his team provided us excellent service as we refinanced for some home renovations. He kept us abreast of the interest rates and lock us in at the best. Their commitment to excellent customer service is clear and the charitable contribution...
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Patrick and his team provided us excellent service as we refinanced for some home renovations. He kept us abreast of the interest rates and lock us in at the best. Their commitment to excellent customer service is clear and the charitable contribution...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095