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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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We would like to extend a very grateful thank you to Patrick Stoy and his team for all the assistance provided with making our home purchase a positive experience. From start to finish, the steps taken were streamlined and efficient. The team...
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Once again Patrick and his team did a excellent job finding me a great interest rate and made the transactional process smooth and without issue. I have used MC Capital a number of times for my real estate financing needs and they are a 5-star...
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Once again Patrick and his team did a excellent job finding me a great interest rate and made the transactional process smooth and without issue. I have used MC Capital a number of times for my real estate financing needs and they are a 5-star...
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Patrick’s team at MC Mortgage Group greatly exceeded the performance of any other mortgage broker we used for 8 mortgages. 6 stars out of 5!
Patrick’s team at MC Mortgage Group greatly exceeded the performance of any other mortgage broker we used for 8 mortgages. 6 stars out of 5!
Had the pleasure of working with Patrick throughout my first home-buying process and was an invaluable asset. Very knowledgeable, timely with updates and responses, and offered a significant amount of help and advice throughout the entire process....
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I used MC Mortgage group for my new home purchase and then again to refinance. Their people are upfront, honest, and fast. They closed my purchase(new construction) in two and a half weeks and my refinance in plenty of time for the 30 day rate...
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I used MC Mortgage group for my new home purchase and then again to refinance. Their people are upfront, honest, and fast. They closed my purchase(new construction) in two and a half weeks and my refinance in plenty of time for the 30 day rate...
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MC Mortgage Group is a tremendous and motivated group of len. Patrick, Nathan, and Courtney worked with me and they did a stupendous job. This team is an intelligent and intuitive professionals who, always has answers to any all question at...
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MC Mortgage Group is a tremendous and motivated group of len. Patrick, Nathan, and Courtney worked with me and they did a stupendous job. This team is an intelligent and intuitive professionals who, always has answers to any all question at...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095