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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Patrick’s team at MC Mortgage Group greatly exceeded the performance of any other mortgage broker we used for 8 mortgages. 6 stars out of 5!
Had the pleasure of working with Patrick throughout my first home-buying process and was an invaluable asset. Very knowledgeable, timely with updates and responses, and offered a significant amount of help and advice throughout the entire process....
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I used MC Mortgage group for my new home purchase and then again to refinance. Their people are upfront, honest, and fast. They closed my purchase(new construction) in two and a half weeks and my refinance in plenty of time for the 30 day rate...
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I used MC Mortgage group for my new home purchase and then again to refinance. Their people are upfront, honest, and fast. They closed my purchase(new construction) in two and a half weeks and my refinance in plenty of time for the 30 day rate...
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MC Mortgage Group is a tremendous and motivated group of len. Patrick, Nathan, and Courtney worked with me and they did a stupendous job. This team is an intelligent and intuitive professionals who, always has answers to any all question at...
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MC Mortgage Group is a tremendous and motivated group of len. Patrick, Nathan, and Courtney worked with me and they did a stupendous job. This team is an intelligent and intuitive professionals who, always has answers to any all question at...
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Patrick and his team walked me through the entire process of securing a mortgage for my home. He took his time explaining all of my options and what each one meant. Patrick took calls in the evening hours and his team was in touch via email...
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Patrick and his team walked me through the entire process of securing a mortgage for my home. He took his time explaining all of my options and what each one meant. Patrick took calls in the evening hours and his team was in touch via email...
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Phenomenal company, who made the process so easy. Patrick and Courtney were always available for anything I needed even though I was deployed on an 8 hour time difference. I would recommend them to anyone looking to but a home or property....
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Phenomenal company, who made the process so easy. Patrick and Courtney were always available for anything I needed even though I was deployed on an 8 hour time difference. I would recommend them to anyone looking to but a home or property....
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095