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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Our experience with Jonathan was great! He was very helpful. He found multiple properties for us to see all within our budget. He was always available to answer questions no matter how trivial. Highly recommend him to anyone!
Dealing with Patrick and the rest of his team was very easy as a first time home buyer. They walked me through step by step through out the entire process. Couldn't have been more pleased with a mortgage group. Thanks again Patrick.
Reply from Owner
August 19th, 2020 09:01 PM
Thank you, Jacob! It was a pleasure working with you and congratulations on your purchase.
Dealing with Patrick and the rest of his team was very easy as a first time home buyer. They walked me through step by step through out the entire process. Couldn't have been more pleased with a mortgage group. Thanks again Patrick.
Reply from Owner
August 19th, 2020 09:01 PM
Thank you, Jacob! It was a pleasure working with you and congratulations on your purchase.
MC Mortgage Group is truly the best mortgage group that I have worked with. Patrick and his team of professionals takes great care of my clients and truly cares for them like family. I refer all of my clients to him and the next time you need...
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Reply from Owner
August 19th, 2020 09:04 PM
Thank you, Jonathan, for such an amazing review. As you know, our team here at MC Mortgage Group strives to provide excellent customer service. When we are able to get the trust of a professional like you then we know we are succeeding in our...
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MC Mortgage Group is truly the best mortgage group that I have worked with. Patrick and his team of professionals takes great care of my clients and truly cares for them like family. I refer all of my clients to him and the next time you need...
read more
Reply from Owner
August 19th, 2020 09:04 PM
Thank you, Jonathan, for such an amazing review. As you know, our team here at MC Mortgage Group strives to provide excellent customer service. When we are able to get the trust of a professional like you then we know we are succeeding in our...
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We would like to extend a very grateful thank you to Patrick Stoy and his team for all the assistance provided with making our home purchase a positive experience. From start to finish, the steps taken were streamlined and efficient. The team...
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We would like to extend a very grateful thank you to Patrick Stoy and his team for all the assistance provided with making our home purchase a positive experience. From start to finish, the steps taken were streamlined and efficient. The team...
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Once again Patrick and his team did a excellent job finding me a great interest rate and made the transactional process smooth and without issue. I have used MC Capital a number of times for my real estate financing needs and they are a 5-star...
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Once again Patrick and his team did a excellent job finding me a great interest rate and made the transactional process smooth and without issue. I have used MC Capital a number of times for my real estate financing needs and they are a 5-star...
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Patrick’s team at MC Mortgage Group greatly exceeded the performance of any other mortgage broker we used for 8 mortgages. 6 stars out of 5!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095