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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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I have worked with Patrick several times now and find him to be Professional and Honest, I highly recommend him and his team.
I have worked with Patrick several times now and find him to be Professional and Honest, I highly recommend him and his team.
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Charlie & S M
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Charlie & S M
I was having issues with my old mortgage broker and a good friend recommended that I speak with Patrick and his team, I must say, I am sure am glad I did! Patrick knows the business inside and out, he showed me a ton of options (15, 20, 30...
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I"ve had the opportunity to work with Patrick and his team at MC Mortgage Group several times and most recently had him work with my parents. I always appreciate their professionalism, their ability to provide multiple mortgage options in a...
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I"ve had the opportunity to work with Patrick and his team at MC Mortgage Group several times and most recently had him work with my parents. I always appreciate their professionalism, their ability to provide multiple mortgage options in a...
read more
Great service despite being in the middle of a pandemic. Highly recommend them.
Great service despite being in the middle of a pandemic. Highly recommend them.
Patrick Stoy and Del Flint of MC Mortgage group lead a customer-focused team with knowledge and expertise to take great care of people in their purchase and refinance needs.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095