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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Worked with Patrick Stoy numerous times and will continue to use him as our mortgage contact. He and his assistants have been knowledgeable and patient with us, thorough and always available.
Worked with Patrick Stoy numerous times and will continue to use him as our mortgage contact. He and his assistants have been knowledgeable and patient with us, thorough and always available.
As a first time home buyer Patrick and his team were helpful and patient with all of our questions. Like with most things, there were a few bumps along the way, but they were there every step of the way to make sure our needs were met and get...
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As a first time home buyer Patrick and his team were helpful and patient with all of our questions. Like with most things, there were a few bumps along the way, but they were there every step of the way to make sure our needs were met and get...
read more
They are great to work with. They make the process easy.
They are great to work with. They make the process easy.
Patrick, Carol and the entire team, did an awesome job getting us through the entire process. They were with us all the way. Buying a home for the first time in many years is A new and unusual experience. A big shout out to the team for literally...
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Patrick, Carol and the entire team, did an awesome job getting us through the entire process. They were with us all the way. Buying a home for the first time in many years is A new and unusual experience. A big shout out to the team for literally...
read more
Patrick, Courtney, and the rest of the team are fantastic! Can't recommend them enough! Patrick really knows his stuff and Courtney is incredibly responsive. Really enjoy working with them.
Patrick, Courtney, and the rest of the team are fantastic! Can't recommend them enough! Patrick really knows his stuff and Courtney is incredibly responsive. Really enjoy working with them.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095