

Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Nick
Reply from Owner
April 7th, 2026 05:46 PM
Thank you for the 5 star review Nick! It was a pleasure working with you!
Everyone makes it really easy
Reply from Patrick Stoy
April 6th, 2026 01:16 PM
Thank you Joseph! We strive to make the loan process as easy and smooth as possible.
Thanks for the help !
Reply from Patrick Stoy
April 2nd, 2026 02:54 PM
I'm glad I could assist you, Riley. If there's anything else you need, please feel free to reach out.
Patrick Stoy and his team at CrossCountry Mortgage are truly top notch!As a first time homebuyer I went into this process excited- but honestly overwhelmed. From day one, this mortgage team made me feel completely supported and confident.They...
read more
Reply from Owner
March 4th, 2026 07:46 PM
Thank you so much for sharing your experience! We’re thrilled to hear that our team could guide you through every step with clarity and patience, making your first home purchase feel manageable and confident. Congratulations on your new home—we’re...
read more
Professional and patient to work on difficulties in the process. Would recommend.
Reply from Owner
March 4th, 2026 07:44 PM
Thank you so much Nolan for your kind words and recommendation! We truly appreciate you taking the time to share your experience.Every transaction can come with its own unique challenges, and we’re always committed to staying patient, proactive,...
read more
I’ve worked with members of the Cross Country Mortgage team for ten years dealing with multiple properties. They have great customer service and satisfaction, I will continue to be a repeat customer.
Reply from Owner
March 4th, 2026 07:32 PM
Thank you so much Tristan for your continued trust and loyalty over the past ten years! It truly means the world to us that you’ve chosen to work with our CrossCountry Mortgage team across multiple properties.Building long-term relationships...
read more
Brennan and Patrick were great, from start to finish! Excellent communication and top notch service.
Reply from Patrick Stoy
March 9th, 2026 04:04 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Working with Patrick Stoy’s team was an outstanding experience from start to finish. They have a true talent for breaking down complex information into clear, easy-to-understand explanations, which made the entire approval process feel manageable...
read more
Reply from Owner
March 4th, 2026 07:29 PM
Thank you so much for your thoughtful review! We truly appreciate you taking the time to share your experience with Patrick Stoy’s team.Our goal is always to make the mortgage process feel clear, manageable, and as stress-free as possible—especially...
read more
I had a great experience working with Patrick Stoy’s team throughout the approval process. They consistently took the time to explain everything in clear, straightforward terms, which made it easy for me to understand the requirements and next...
read more
Reply from Patrick Stoy
March 9th, 2026 04:09 PM
Mary, I'm glad to hear that you had such a positive experience with the process. It's important to me that everything is communicated clearly and that you feel comfortable reaching out for clarification. I'm pleased to know that my team’s proactive...
read more
Took time for all my questions and never pressured.
Reply from Owner
March 4th, 2026 07:30 PM
Thank you so much for your kind words!We believe every question deserves the time and attention it needs, and we’re so glad you felt supported throughout the process. Creating a comfortable, no-pressure experience is always our goal.It was...
read more
21–30 of 499
About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
View All
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





View all
+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
View All
Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
View All
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095