Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Can't say enough good things about Brennan Pearson. This was my first experience buying a house and I was told by four other mortgage companies I wouldn't be eligible for an FHA loan because of a small complication with my employment history....
read more
Reply from Owner
May 6th, 2026 12:27 PM
Thank you so much for sharing your experience—this means a lot to our team. We’re especially glad Brennan was able to step in with confidence and find a solution when others couldn’t. That kind of persistence and problem-solving is exactly...
read more
As a first time home buyer, CrossCountry was the perfect choice. Patrick Stoy and his team, in particular Brennan Pearson, delivered an excellent experience and were truly instrumental in providing guidance and knowledge throughout the home...
read more
Reply from Owner
May 6th, 2026 12:26 PM
Thank you so much for the kind words and for trusting our team with such an important milestone! We’re especially glad to hear that Brennan and the entire team were able to provide the guidance and support you needed as a first-time homebuyer—that’s...
read more
Very efficient! Excellent follow through
Patrick calls quarterly with interest rate updates and strategies
Reply from Owner
April 8th, 2026 05:53 PM
Appreciate you taking the time to share this Earl—efficiency and follow-through are things we take seriously. Glad those quarterly check-ins with Patrick have been helpful in keeping you informed and ahead of the curve. We’re grateful for the...
read more
I don’t think it could have gone any better. Patrick and Brennan and the entire team were nothing short of amazing. I love the portal which made it so easy to provide information and the overall experience was top-notch. I would recommend these...
read more
Reply from Owner
April 8th, 2026 05:51 PM
Thank you so much for the kind words! We’re thrilled to hear that your experience felt seamless from start to finish. Patrick, Brennan, and the entire team work hard to make the process as smooth and stress-free as possible, and it’s great...
read more
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Nick
Reply from Owner
April 7th, 2026 05:46 PM
Thank you for the 5 star review Nick! It was a pleasure working with you!
Everyone makes it really easy
Reply from Patrick Stoy
April 6th, 2026 01:16 PM
Thank you Joseph! We strive to make the loan process as easy and smooth as possible.
Thanks for the help !
Reply from Patrick Stoy
April 2nd, 2026 02:54 PM
I'm glad I could assist you, Riley. If there's anything else you need, please feel free to reach out.
Patrick Stoy and his team at CrossCountry Mortgage are truly top notch!As a first time homebuyer I went into this process excited- but honestly overwhelmed. From day one, this mortgage team made me feel completely supported and confident.They...
read more
Reply from Owner
March 4th, 2026 07:46 PM
Thank you so much for sharing your experience! We’re thrilled to hear that our team could guide you through every step with clarity and patience, making your first home purchase feel manageable and confident. Congratulations on your new home—we’re...
read more
Professional and patient to work on difficulties in the process. Would recommend.
Reply from Owner
March 4th, 2026 07:44 PM
Thank you so much Nolan for your kind words and recommendation! We truly appreciate you taking the time to share your experience.Every transaction can come with its own unique challenges, and we’re always committed to staying patient, proactive,...
read more
I’ve worked with members of the Cross Country Mortgage team for ten years dealing with multiple properties. They have great customer service and satisfaction, I will continue to be a repeat customer.
Reply from Owner
March 4th, 2026 07:32 PM
Thank you so much Tristan for your continued trust and loyalty over the past ten years! It truly means the world to us that you’ve chosen to work with our CrossCountry Mortgage team across multiple properties.Building long-term relationships...
read more
21–30 of 503
About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
View All
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
View all
+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
View All
Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
View All
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095