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Patrick Stoy at CrossCountry Mortgage - Senior Vice President of Lending | NMLS #39527 in Wilmington, NC
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Patrick Stoy at CrossCountry Mortgage

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Senior Vice President of Lending | NMLS #39527

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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    Nick
    Posted on April 7th, 2026 02:04 PM
    Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Nick
    Reply from Owner
    April 7th, 2026 05:46 PM
    Thank you for the 5 star review Nick! It was a pleasure working with you!
  • TotalExpert
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    Joseph S
    Newport, NC
    Posted on April 5th, 2026 07:16 PM
    Everyone makes it really easy
    Reply from Patrick Stoy
    April 6th, 2026 01:16 PM
    Thank you Joseph! We strive to make the loan process as easy and smooth as possible.
  • TotalExpert
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    Riley S
    Leland, NC
    Posted on March 26th, 2026 02:53 PM
    Thanks for the help !
    Reply from Patrick Stoy
    April 2nd, 2026 02:54 PM
    I'm glad I could assist you, Riley. If there's anything else you need, please feel free to reach out.
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    Christy W
    Posted on March 4th, 2026 07:41 PM
    Patrick Stoy and his team at CrossCountry Mortgage are truly top notch!As a first time homebuyer I went into this process excited- but honestly overwhelmed. From day one, this mortgage team made me feel completely supported and confident.They...
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    Reply from Owner
    March 4th, 2026 07:46 PM
    Thank you so much for sharing your experience! We’re thrilled to hear that our team could guide you through every step with clarity and patience, making your first home purchase feel manageable and confident. Congratulations on your new home—we’re...
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    Nolan C
    Posted on March 4th, 2026 07:40 PM
    Professional and patient to work on difficulties in the process. Would recommend.
    Reply from Owner
    March 4th, 2026 07:44 PM
    Thank you so much Nolan for your kind words and recommendation! We truly appreciate you taking the time to share your experience.Every transaction can come with its own unique challenges, and we’re always committed to staying patient, proactive,...
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    Tristan W
    Posted on March 4th, 2026 05:42 PM
    I’ve worked with members of the Cross Country Mortgage team for ten years dealing with multiple properties. They have great customer service and satisfaction, I will continue to be a repeat customer.
    Reply from Owner
    March 4th, 2026 07:32 PM
    Thank you so much Tristan for your continued trust and loyalty over the past ten years! It truly means the world to us that you’ve chosen to work with our CrossCountry Mortgage team across multiple properties.Building long-term relationships...
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  • TotalExpert
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    Jennifer B
    North Augusta, SC
    Posted on March 2nd, 2026 04:04 PM
    Brennan and Patrick were great, from start to finish! Excellent communication and top notch service.
    Reply from Patrick Stoy
    March 9th, 2026 04:04 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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    M
    Mary M
    Posted on March 2nd, 2026 02:23 AM
    Working with Patrick Stoy’s team was an outstanding experience from start to finish. They have a true talent for breaking down complex information into clear, easy-to-understand explanations, which made the entire approval process feel manageable...
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    Reply from Owner
    March 4th, 2026 07:29 PM
    Thank you so much for your thoughtful review! We truly appreciate you taking the time to share your experience with Patrick Stoy’s team.Our goal is always to make the mortgage process feel clear, manageable, and as stress-free as possible—especially...
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  • TotalExpert
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    Mary M
    North Augusta, SC
    Posted on March 2nd, 2026 02:14 AM
    I had a great experience working with Patrick Stoy’s team throughout the approval process. They consistently took the time to explain everything in clear, straightforward terms, which made it easy for me to understand the requirements and next...
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    Reply from Patrick Stoy
    March 9th, 2026 04:09 PM
    Mary, I'm glad to hear that you had such a positive experience with the process. It's important to me that everything is communicated clearly and that you feel comfortable reaching out for clarification. I'm pleased to know that my team’s proactive...
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    Billie T
    Posted on March 1st, 2026 07:01 PM
    Took time for all my questions and never pressured.
    Reply from Owner
    March 4th, 2026 07:30 PM
    Thank you so much for your kind words!We believe every question deserves the time and attention it needs, and we’re so glad you felt supported throughout the process. Creating a comfortable, no-pressure experience is always our goal.It was...
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Non-QM
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
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    What is the Search Rank Score®?
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    Positions
    • CrossCountry Mortgage - Senior Vice President of Lending
      Aug 31st, 2025 - Current
    Memberships
    • NCREIA
    • CCREIA
    • Cape Fear Realtors
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    Year Started

    2000

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 39527
    Gallery
    Patrick Stoy at CrossCountry Mortgage - Gallery Photo
    Patrick Stoy at CrossCountry Mortgage - Gallery Photo
    Patrick Stoy at CrossCountry Mortgage - Gallery Photo
    Patrick Stoy at CrossCountry Mortgage - Gallery Photo
    Patrick Stoy at CrossCountry Mortgage - Gallery Photo
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    +10
    Awards
    UWM Top 1%
    Scotsman Guide Top...
    NC Home Builders M...
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    Achievements
    • CORE Training Summit Dragon Winner x3
    Hobbies
    • Fishing
    • Boating
    • Travel
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    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS