Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Sivasankar R
Patrick Stoy and the MC Mortgage group are awesome! We used their services to refinance our home and everything was done amazingly. Patrick communicated everything clearly and professionally. We will definitely be using him and the MC Mortgage...
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Patrick Stoy and the MC Mortgage group are awesome! We used their services to refinance our home and everything was done amazingly. Patrick communicated everything clearly and professionally. We will definitely be using him and the MC Mortgage...
read more
Just refinanced my mortgage through Patrick Stoy at MC Mortgage Group. Professional and adroit. I trusted Patrick to structure the loan to match my needs and circumstances. He did so expertly.I also thank Patrick and his team for shepherding...
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Just refinanced my mortgage through Patrick Stoy at MC Mortgage Group. Professional and adroit. I trusted Patrick to structure the loan to match my needs and circumstances. He did so expertly.I also thank Patrick and his team for shepherding...
read more
MC Mortgage Group should be so proud to have Nicole Gerke and Patrick Stoy as employees. I am a new widow that required your recent services. I did not know the language, computer skills were low and under mental distress for various reasons....
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MC Mortgage Group should be so proud to have Nicole Gerke and Patrick Stoy as employees. I am a new widow that required your recent services. I did not know the language, computer skills were low and under mental distress for various reasons....
read more
MC mortgage made the whole process easy, highly recommended.
MC mortgage made the whole process easy, highly recommended.
MC Mortgage Group found us a lender with a great low rate to refinance our property. Process went smoothly and great communication from everyone. I will definitely use them again in the future!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095