Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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This was the second time we used MC Mortgage group. We found the group very professional during our home refinance process and they worked hard to get us a low rate. They were familiar with VA and cash out financing process. Once we decided...
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Especially as first time home buyers, MC Mortgage was really great for us. They took the time to breakdown what the language meant, what the figures projected, and answered clearly our numerous questions. Looking back at the process, I'm so...
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Especially as first time home buyers, MC Mortgage was really great for us. They took the time to breakdown what the language meant, what the figures projected, and answered clearly our numerous questions. Looking back at the process, I'm so...
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Patrick is the man, very prompt and knowledgable.
Reply from Owner
April 29th, 2022 06:07 PM
We appreciate your business and are so glad you had a great experience with us!
Patrick is the man, very prompt and knowledgable.
Reply from Owner
April 29th, 2022 06:07 PM
We appreciate your business and are so glad you had a great experience with us!
Patrick and his team at MC Mortgage Group were awesome to deal with and most helpful. This was a terrific experience and easy to execute. Thank you so much for the expert help and ease of doing business!
Patrick and his team at MC Mortgage Group were awesome to deal with and most helpful. This was a terrific experience and easy to execute. Thank you so much for the expert help and ease of doing business!
Great experience on the refi with the MC Mortgage Group Team. I always call Patrick Stoy when ever I looking to lower my rate, or pull some cash out!
I always call Patrick Stoy when ever I’m looking to buy, refinance, or to pull equity out of my house. In this case I was buying a new house which took over a year to sell my house. Patrick’s team regularly checked in with me to see how things...
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Reply from Owner
September 14th, 2026 08:30 PM
Scott, thank you so much for your continued trust in Patrick and our entire team! We truly appreciate you choosing us for your home financing needs over the years. We know waiting over a year for your home to sell required patience, and we’re...
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Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Sivasankar R
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095