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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
MC Mortgage Group found us a lender with a great low rate to refinance our property. Process went smoothly and great communication from everyone. I will definitely use them again in the future!
I highly recommend MC Mortage Group! They made purchasing my first home a breeze. Their online documents were a breeze to navigate and the team was always available for any questions I had. Great experience!
I highly recommend MC Mortage Group! They made purchasing my first home a breeze. Their online documents were a breeze to navigate and the team was always available for any questions I had. Great experience!
I have worked with Patrick and his team several times over the past decade. Their rates and service are second to none. I highly recommend them and will continue to use Patrick and his team for all of my mortgage needs in the future.
I have worked with Patrick and his team several times over the past decade. Their rates and service are second to none. I highly recommend them and will continue to use Patrick and his team for all of my mortgage needs in the future.
A wonderful group of people concerned with their customer's well being. We have worked with them twice now and will again should the opportunity arise.
A wonderful group of people concerned with their customer's well being. We have worked with them twice now and will again should the opportunity arise.
Great, knowledgeable staff. They worked hard to get our loan/closing done quickily and correctly. Highly recommend.
Great, knowledgeable staff. They worked hard to get our loan/closing done quickily and correctly. Highly recommend.
I cannot say enough good things about MC Mortgage Group. They helped me obtain a mortgage so I could buy my dream home - in an amazingly timely and efficient manner - every single member of the team was outstanding. But they went WAY above...
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Reply from Owner
December 19th, 2025 08:44 PM
Phil, what an incredible review! We are honored to have helped you secure your dream home with ease and efficiency. It means so much to hear that every team member made a positive impact, and we're especially glad we could go above and beyond...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095