Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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MC Mortgage was a great experience. Easy, straightforward, and professional; in particular Nick Clay! Only in America!!!
Great staff, Veteran experienced! They took care of my VA certs and we closed on our home super fast! Thank you so much for taking
Care of us! I highly recommend MC Mortgage Group!
Great staff, Veteran experienced! They took care of my VA certs and we closed on our home super fast! Thank you so much for taking
Care of us! I highly recommend MC Mortgage Group!
I've been working with Patrick Stoy's team for about a year now. They helped me through the initial loan process to purchase my property and then a year later to refinance it. I'm very satisfied. I specifically worked with Nicole Gerke, Al...
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I've been working with Patrick Stoy's team for about a year now. They helped me through the initial loan process to purchase my property and then a year later to refinance it. I'm very satisfied. I specifically worked with Nicole Gerke, Al...
read more
Always enjoy working with Patrick and his team. Great team and great at what they do.
Always enjoy working with Patrick and his team. Great team and great at what they do.
The entire team at MC Mortgage Group are top notch professionals. Communication was always fast and easy to accomplish. Impressed with everything about their process from start to finish. As a lending professional myself, I know how important...
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The entire team at MC Mortgage Group are top notch professionals. Communication was always fast and easy to accomplish. Impressed with everything about their process from start to finish. As a lending professional myself, I know how important...
read more
We used MC Mortgage Group for the refinance of our home and we received exceptional service. They were very good at keeping in touch with us at every step and the process was completed very quickly. We highly recommend MC Mortgage Group!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095