Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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The MC team was a dream to work with during our refinance. Easy process and great rates! Would highly recommend!
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Nijel R
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Nijel R
Patrick and his team are SUPERB! Honest and easy to talk to, helped us to understand the process and keep it SIMPLE! Took very little of our time, almost all of our processing was via phone conversations and email (no multiple trips to an office...
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Patrick and his team are SUPERB! Honest and easy to talk to, helped us to understand the process and keep it SIMPLE! Took very little of our time, almost all of our processing was via phone conversations and email (no multiple trips to an office...
read more
Just wrapped up our refinance with MC and Nick and Nicole took great care of us! They went above and beyond to make sure our transaction went smoothly and communicated with us every step of the way. Would highly recommended them!
Just wrapped up our refinance with MC and Nick and Nicole took great care of us! They went above and beyond to make sure our transaction went smoothly and communicated with us every step of the way. Would highly recommended them!
Patrick and team did an excellent job in helping get a wonderful home for my wife and me. There was little delay in communication, and always someone willing to help. Thank you all so much!
Patrick and team did an excellent job in helping get a wonderful home for my wife and me. There was little delay in communication, and always someone willing to help. Thank you all so much!
I just did a refi with this great mortgage group, in particular, Nick Clay. Took a bit of work, but he walked me through each and every step and was a joy to work with.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095