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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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We used MC Mortgage Group for the refinance of our home and we received exceptional service. They were very good at keeping in touch with us at every step and the process was completed very quickly. We highly recommend MC Mortgage Group!
This is the second time we have used have MC Mortgage Group to finance/refinance. Not only did they find us the best rate but they were very communicative throughout the process. I love their online document upload system. It makes it easy...
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This is the second time we have used have MC Mortgage Group to finance/refinance. Not only did they find us the best rate but they were very communicative throughout the process. I love their online document upload system. It makes it easy...
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Patrick and his team have helped me with two purchases and I would highly recommend them! Smooth, easy transactions. Thank you Patrick!
Patrick and his team have helped me with two purchases and I would highly recommend them! Smooth, easy transactions. Thank you Patrick!
We have closed 3 mortgages with MC Mortgage Group and found them to be fast, efficient, and quick to jump in to solve problems that threaten closing as they arise. Highly recommend Patrick Stoy and his team.
We have closed 3 mortgages with MC Mortgage Group and found them to be fast, efficient, and quick to jump in to solve problems that threaten closing as they arise. Highly recommend Patrick Stoy and his team.
The team at MC Mortgage Group is amazing. Thanks so much especially to Patrick Story and Nicholaus Clay who started us on the journey and an extra appreciation for Courtney McKiernan who managed my loan to the end, especially with the documents...
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The team at MC Mortgage Group is amazing. Thanks so much especially to Patrick Story and Nicholaus Clay who started us on the journey and an extra appreciation for Courtney McKiernan who managed my loan to the end, especially with the documents...
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I have purchased 12 homes over my lifetime, and I can say, unequivocally, that Patrick Stoy and his team are the best mortgage brokers I have ever worked with. They were smart, thorough, and extremely professional in all respects. They raised...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095