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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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I have been through the mortgage process many times and this is by far my best experience. MC Mortgage was always there to answer my questions. My closing was very well organized. The process was effortless for me. We were even from out of...
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Reply from Owner
April 25th, 2022 04:10 PM
We're so glad you had such a pleasant experience. Congratulations! 🏡🔑
I have been through the mortgage process many times and this is by far my best experience. MC Mortgage was always there to answer my questions. My closing was very well organized. The process was effortless for me. We were even from out of...
read more
Reply from Owner
April 25th, 2022 04:10 PM
We're so glad you had such a pleasant experience. Congratulations! 🏡🔑
I recently purchased my first home and used MC Mortgage and honestly couldn’t be happier!Melody Phipps, Patrick and Shay knocked one out of the park for me!I have been extremely pleased with the knowledge they demonstrate with the industry,...
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Reply from Owner
April 25th, 2022 04:21 PM
Thank you, Ben, for leaving such a kind and detailed review. We are so happy to hear that you enjoyed your time working with The Patrick Stoy Team!
I recently purchased my first home and used MC Mortgage and honestly couldn’t be happier!Melody Phipps, Patrick and Shay knocked one out of the park for me!I have been extremely pleased with the knowledge they demonstrate with the industry,...
read more
Reply from Owner
April 25th, 2022 04:21 PM
Thank you, Ben, for leaving such a kind and detailed review. We are so happy to hear that you enjoyed your time working with The Patrick Stoy Team!
Great Experience working with Patrick, Sabrina, and Abbey! Team is very responsive!
Great Experience working with Patrick, Sabrina, and Abbey! Team is very responsive!
Great company to work with!
Great company to work with!
Fast and efficient. We got a better deal than the major mortgage lender in the US.
Highly recommended.
Fast and efficient. We got a better deal than the major mortgage lender in the US.
Highly recommended.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095