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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
From start to finish this team has been very patient, prompt and professional. They came recommended by my boss and I have can say this was the easiest part of my purchase process. Thank you
Reply from Owner
April 29th, 2022 06:05 PM
We are so glad that you had a great experience! Thank you for choosing MC Mortgage Group and please don’t hesitate to reach out in the future if there is ever anything we can do for you.
Thumbs up to Patrick and the Crew at MC Mortgage Group.Twice now, original purchase and a year and a half later a refi of our North Carolina Home they came through with the Can-Do Attitude !!Walked us through the process and worked with us...
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Reply from Owner
April 26th, 2022 01:35 PM
Floyd, thank you so much for your kind words! Delivering quality customer service is one of the things we pride ourselves on. We truly appreciate you and are thankful you let us earn your business.
Thumbs up to Patrick and the Crew at MC Mortgage Group.Twice now, original purchase and a year and a half later a refi of our North Carolina Home they came through with the Can-Do Attitude !!Walked us through the process and worked with us...
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Reply from Owner
April 26th, 2022 01:35 PM
Floyd, thank you so much for your kind words! Delivering quality customer service is one of the things we pride ourselves on. We truly appreciate you and are thankful you let us earn your business.
My husband and I have worked with Patrick for over 20 years and we will not go to anyone else. He takes his time with us and is always there when we need him. Thanks, Patrick!
Reply from Owner
April 25th, 2022 04:18 PM
Thank you, Sonya, for taking the time to leave such a kind review. We look forward to working with you in the future!
My husband and I have worked with Patrick for over 20 years and we will not go to anyone else. He takes his time with us and is always there when we need him. Thanks, Patrick!
Reply from Owner
April 25th, 2022 04:18 PM
Thank you, Sonya, for taking the time to leave such a kind review. We look forward to working with you in the future!
The team at MC Mortgage group was amazing! To make a long story short, they cleaned up a mess from a previous group/lender that I was working with fairly quickly. Patrick’s team was very communicative and very understanding with our situation....
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Reply from Owner
April 25th, 2022 07:31 PM
I am super happy that you asked us to help you overcome the mortgage challenges created by your previous group/lender. We continually strive to help families achieve their home ownership dreams and the efforts made to secure your loan closure...
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I have been through the mortgage process many times and this is by far my best experience. MC Mortgage was always there to answer my questions. My closing was very well organized. The process was effortless for me. We were even from out of...
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Reply from Owner
April 25th, 2022 04:10 PM
We're so glad you had such a pleasant experience. Congratulations! 🏡🔑
I have been through the mortgage process many times and this is by far my best experience. MC Mortgage was always there to answer my questions. My closing was very well organized. The process was effortless for me. We were even from out of...
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Reply from Owner
April 25th, 2022 04:10 PM
We're so glad you had such a pleasant experience. Congratulations! 🏡🔑
I recently purchased my first home and used MC Mortgage and honestly couldn’t be happier!Melody Phipps, Patrick and Shay knocked one out of the park for me!I have been extremely pleased with the knowledge they demonstrate with the industry,...
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Reply from Owner
April 25th, 2022 04:21 PM
Thank you, Ben, for leaving such a kind and detailed review. We are so happy to hear that you enjoyed your time working with The Patrick Stoy Team!
I recently purchased my first home and used MC Mortgage and honestly couldn’t be happier!Melody Phipps, Patrick and Shay knocked one out of the park for me!I have been extremely pleased with the knowledge they demonstrate with the industry,...
read more
Reply from Owner
April 25th, 2022 04:21 PM
Thank you, Ben, for leaving such a kind and detailed review. We are so happy to hear that you enjoyed your time working with The Patrick Stoy Team!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095