Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Phenomenal experience working with Patrick and his team. This was the smoothest loan to close I have been a part of and I will be looking forward to working with the team again as a real estate broker and investor. Highly recommend and will...
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Reply from Owner
July 15th, 2025 01:58 PM
Zhiyong, we were so happy to be able to assist you again. There is no greater compliment than a return client. We look forward to the next time!
I've used MC Mortgage for several property purchase, refinances, hard money loans and more. They are fantastic to work with and always get me the best rates and make my transactions smooth as can be. Cannot recommend them enough!
I've used MC Mortgage for several property purchase, refinances, hard money loans and more. They are fantastic to work with and always get me the best rates and make my transactions smooth as can be. Cannot recommend them enough!
Melody, Allison, and Shawna made refinancing my home a breeze! They worked with me to ensure I got the best rate possible and went above and beyond to ensure the process was quick and easy. I can't believe I saved so much money on my home in...
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Melody, Allison, and Shawna made refinancing my home a breeze! They worked with me to ensure I got the best rate possible and went above and beyond to ensure the process was quick and easy. I can't believe I saved so much money on my home in...
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Can't say enough about MC Mortage Group. I've worked with them on two home loan in the last year and I couldn't be happier. The team at MC Mortgage understands the currently real estate market, works quickly to provide pre-approval letters...
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Can't say enough about MC Mortage Group. I've worked with them on two home loan in the last year and I couldn't be happier. The team at MC Mortgage understands the currently real estate market, works quickly to provide pre-approval letters...
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I would like to thank the entire Patrick Stoy team for such a smooth and expedited experience of refinancing my home recently. The secure website made it easy to submit paperwork, schedule the appraisal and provide signatures in all phases...
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I would like to thank the entire Patrick Stoy team for such a smooth and expedited experience of refinancing my home recently. The secure website made it easy to submit paperwork, schedule the appraisal and provide signatures in all phases...
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Everyone at MC Mortgage was wonderful to work with while in the process of buying our house. Not only did they get us a great rate, but they were always quick to respond when we needed pre-approval letters for offers and communicated what was...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095