Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Melody, Allison, and Shawna made refinancing my home a breeze! They worked with me to ensure I got the best rate possible and went above and beyond to ensure the process was quick and easy. I can't believe I saved so much money on my home in...
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Can't say enough about MC Mortage Group. I've worked with them on two home loan in the last year and I couldn't be happier. The team at MC Mortgage understands the currently real estate market, works quickly to provide pre-approval letters...
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Can't say enough about MC Mortage Group. I've worked with them on two home loan in the last year and I couldn't be happier. The team at MC Mortgage understands the currently real estate market, works quickly to provide pre-approval letters...
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I would like to thank the entire Patrick Stoy team for such a smooth and expedited experience of refinancing my home recently. The secure website made it easy to submit paperwork, schedule the appraisal and provide signatures in all phases...
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I would like to thank the entire Patrick Stoy team for such a smooth and expedited experience of refinancing my home recently. The secure website made it easy to submit paperwork, schedule the appraisal and provide signatures in all phases...
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Everyone at MC Mortgage was wonderful to work with while in the process of buying our house. Not only did they get us a great rate, but they were always quick to respond when we needed pre-approval letters for offers and communicated what was...
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This was the second time we used MC Mortgage group. We found the group very professional during our home refinance process and they worked hard to get us a low rate. They were familiar with VA and cash out financing process. Once we decided...
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MC Mortgage Group did a great job at helping me navigate the lending process. They provided clear communication every step of the way. I appreciate how consistent they were, how quickly they responded to my questions and concerns, and how they...
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It’s always great working with Patrick and his team. The team is very well organized and continue to give us the best deals around. They continue to provide us with great service!
It’s always great working with Patrick and his team. The team is very well organized and continue to give us the best deals around. They continue to provide us with great service!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095