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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Patrick Stoy and his AMAZING team at MC Mortgage Group was absolutely incredible in helping me with my first home purchase! They are the epitome of personalized, dedicated and trustworthy service. I am fully confident they will surpass any...
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Reply from Owner
July 19th, 2022 05:59 PM
Thank you for trusting us with your mortgage! It was a pleasure to work with you and we are so happy to have you apart of the MC Mortgage Group Family.
MC MORTGAGE GROUP IS AWESOME. WOULD DEFINITELY RECOMMEND!!!!
Reply from Owner
June 15th, 2022 02:38 PM
Thank you for such a kind review Lauren!
MC MORTGAGE GROUP IS AWESOME. WOULD DEFINITELY RECOMMEND!!!!
Reply from Owner
June 15th, 2022 02:38 PM
Thank you for such a kind review Lauren!
Patrick Stoy and his crew did an excellent job in getting the loan done in a timely manner and with great communication! I would highly recommend!
Reply from Owner
June 2nd, 2022 02:07 PM
Thank you so much for your feedback Eric! It was a pleasure to help you! Thank you so much for your business.
Patrick Stoy and his crew did an excellent job in getting the loan done in a timely manner and with great communication! I would highly recommend!
Reply from Owner
June 2nd, 2022 02:07 PM
Thank you so much for your feedback Eric! It was a pleasure to help you! Thank you so much for your business.
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Jaiden B
Reply from Owner
June 22nd, 2023 04:15 PM
Thank you Jaiden! We really enjoyed working with you.
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Jaiden B
Reply from Owner
June 22nd, 2023 04:15 PM
Thank you Jaiden! We really enjoyed working with you.
I was very pleased with each of the representatives I worked with. Questions were responded to in a timely manner and I was contacted on a regular basis with status updates. The whole process from beginning to end was very efficient. I highly...
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Reply from Owner
April 29th, 2022 06:04 PM
Thank you for trusting us with your mortgage! It was a pleasure to work with you and we are so happy to have you in our MCM family!
I was very pleased with each of the representatives I worked with. Questions were responded to in a timely manner and I was contacted on a regular basis with status updates. The whole process from beginning to end was very efficient. I highly...
read more
Reply from Owner
April 29th, 2022 06:04 PM
Thank you for trusting us with your mortgage! It was a pleasure to work with you and we are so happy to have you in our MCM family!
From start to finish this team has been very patient, prompt and professional. They came recommended by my boss and I have can say this was the easiest part of my purchase process. Thank you
Reply from Owner
April 29th, 2022 06:05 PM
We are so glad that you had a great experience! Thank you for choosing MC Mortgage Group and please don’t hesitate to reach out in the future if there is ever anything we can do for you.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095