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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
This team rocks! Ours was not a straight forward loan, and all along the way MC Mortgage worked with enthusiasm, commitment, creativity, and professionalism. They were great communicators, to boot! Thanks Luke Hersey, Nicole Gerke, and Courtney...
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Reply from Owner
July 19th, 2022 06:01 PM
It is so great to hear you had such an amazing homebuying experience. It was a pleasure to assist you with your mortgage and we look forward to working with you in the future!
Great team would recommend to anyone
Reply from Owner
July 19th, 2022 05:59 PM
Thank you so much for your feedback John! It was a pleasure to help you!
Great team would recommend to anyone
Reply from Owner
July 19th, 2022 05:59 PM
Thank you so much for your feedback John! It was a pleasure to help you!
This team rocks! Ours was not a straight forward loan, and all along the way MC Mortgage worked with enthusiasm, commitment, creativity, and professionalism. They were great communicators, to boot! Thanks Luke Hersey, Nicole Gerke, and Courtney...
read more
Reply from Owner
July 22nd, 2022 12:00 AM
It is so great to hear you had such an amazing homebuying experience. It was a pleasure to assist you with your mortgage and we look forward to working with you in the future!
Patrick Stoy and his AMAZING team at MC Mortgage Group was absolutely incredible in helping me with my first home purchase! They are the epitome of personalized, dedicated and trustworthy service. I am fully confident they will surpass any...
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Reply from Owner
July 19th, 2022 05:59 PM
Thank you for trusting us with your mortgage! It was a pleasure to work with you and we are so happy to have you apart of the MC Mortgage Group Family.
MC MORTGAGE GROUP IS AWESOME. WOULD DEFINITELY RECOMMEND!!!!
Reply from Owner
June 15th, 2022 02:38 PM
Thank you for such a kind review Lauren!
MC MORTGAGE GROUP IS AWESOME. WOULD DEFINITELY RECOMMEND!!!!
Reply from Owner
June 15th, 2022 02:38 PM
Thank you for such a kind review Lauren!
Patrick Stoy and his crew did an excellent job in getting the loan done in a timely manner and with great communication! I would highly recommend!
Reply from Owner
June 2nd, 2022 02:07 PM
Thank you so much for your feedback Eric! It was a pleasure to help you! Thank you so much for your business.
Patrick Stoy and his crew did an excellent job in getting the loan done in a timely manner and with great communication! I would highly recommend!
Reply from Owner
June 2nd, 2022 02:07 PM
Thank you so much for your feedback Eric! It was a pleasure to help you! Thank you so much for your business.
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Jaiden B
Reply from Owner
June 22nd, 2023 04:15 PM
Thank you Jaiden! We really enjoyed working with you.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095