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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Great experience working with MC Mortgage Group and the Brittnay Eslinger team! I can’t say enough good things about them all! Especially Abbey Stahler, she provided great communication throughout the whole process, and amazing customer service!...
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Reply from Owner
June 7th, 2023 02:16 PM
Thanks so much for the kind words. We really enjoyed working with you!
I plan to us MC for all of my investment properties moving forward. Their loan products are similar to other lenders in the investment space, but its their service and communication that will bring me back again and again. I will recommend...
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Reply from Owner
June 7th, 2023 02:16 PM
Thanks so much for the kind words. We really enjoyed working with you!
I plan to us MC for all of my investment properties moving forward. Their loan products are similar to other lenders in the investment space, but its their service and communication that will bring me back again and again. I will recommend...
read more
Reply from Owner
June 7th, 2023 02:16 PM
Thanks so much for the kind words. We really enjoyed working with you!
Patrick worked with my dad a while ago to buy the house I grew up in and even though he couldn't help me directly with a mortgage because I live in another state. His experience, knowledge, and understanding was an extremely valuable asset...
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Reply from Owner
June 7th, 2023 02:17 PM
Thanks so much for the kind words. We really enjoyed working with you!
Working with MC Mortgage group made my home buying experience a little bit easier and more manageable. I truly felt that they were there to support me and help me make the best decisions for me and my experience. They were able to explain the...
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Reply from Owner
February 9th, 2023 02:43 PM
We really appreciate your kind words, Jordan! We make it our mission to give every client an excellent experience, and we’re so happy to hear that you did! Thank you for choosing MC Mortgage; we look forward to working with you again in the...
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Working with MC Mortgage group was great! This was my third home purchase and by far the smoothest as far as working with a lending team. Patrick has set up a great team that communicates well and gets the job done right. When our builder took...
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Reply from Owner
February 9th, 2023 02:43 PM
It was a pleasure to work with you. Thank you for trusting us with your mortgage and please let us know if we can be of assistance in the future!
Working with MC Mortgage group was great! This was my third home purchase and by far the smoothest as far as working with a lending team. Patrick has set up a great team that communicates well and gets the job done right. When our builder took...
read more
Reply from Owner
July 22nd, 2023 12:00 AM
It was a pleasure to work with you. Thank you for trusting us with your mortgage and please let us know if we can be of assistance in the future!
Provided prompt service and kept me updated through multiple avenues which I was really appreciated to know that things were moving along and if there was anything needed. Would definitely recommend them to anyone needing mortgage services!...
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Reply from Owner
February 9th, 2023 02:42 PM
Thank you so much for your feedback D.J.! It was a pleasure to help you!
Provided prompt service and kept me updated through multiple avenues which I was really appreciated to know that things were moving along and if there was anything needed. Would definitely recommend them to anyone needing mortgage services!...
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Reply from Owner
February 9th, 2023 02:42 PM
Thank you so much for your feedback D.J.! It was a pleasure to help you!
Patrick Stoy and his AMAZING team at MC Mortgage Group was absolutely incredible in helping me with my first home purchase! They are the epitome of personalized, dedicated and trustworthy service. I am fully confident they will surpass any...
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Reply from Owner
December 16th, 2022 12:00 AM
Thank you for trusting us with your mortgage! It was a pleasure to work with you and we are so happy to have you apart of the MC Mortgage Group Family.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095