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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Great service, extremely proactive, and always went above and beyond. Give them a call to see how they can assist you! 10/10 will use again to refinance when interest rates drop.
Reply from Owner
June 7th, 2023 02:15 PM
Thanks so much for the kind words. We really enjoyed working with you Micah!
I had the pleasure of working with Patrick and his team, specifically Allison and Courtney. They were always friendly, personable, prompt and thorough in everything they did. By far one of the easiest efforts to close on a house that I have...
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Reply from Owner
May 3rd, 2023 07:37 PM
Thanks so much Zack! We really appreciate you!
The MC group was professional, patient and extremely knowledgeable. Patrick has built a friendly and patient team that works throughout the process to make home buying a piece of cake.
Reply from Owner
June 7th, 2023 02:15 PM
Thanks so much for the kind words. We really enjoyed working with you Sam!
The MC group was professional, patient and extremely knowledgeable. Patrick has built a friendly and patient team that works throughout the process to make home buying a piece of cake.
Reply from Owner
June 7th, 2023 02:15 PM
Thanks so much for the kind words. We really enjoyed working with you Sam!
Mortgage process was efficient and painless. MC mortgage offered several different loan products for me to compare and find the one that worked best for me.
Reply from Owner
June 7th, 2023 02:15 PM
Thanks so much for the kind words. We really enjoyed working with you Gabriel!
Mortgage process was efficient and painless. MC mortgage offered several different loan products for me to compare and find the one that worked best for me.
Reply from Owner
June 7th, 2023 02:15 PM
Thanks so much for the kind words. We really enjoyed working with you Gabriel!
This team is truly amazing!! This was our first home purchase right after getting married and Patrick and his team worked so hard to get us into our dream home ! From the first initial conversation to even after the closing date, they made...
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Reply from Owner
June 7th, 2023 02:15 PM
Thanks so much for the kind words. We really enjoyed working with you!
I have used many mortgage companies in the past. However, I never had such a wonderful experience that i had with MC Mortgage. Strider Shanks n his team were extremely helpful, very acknowledge and very kind to work with. I moved from one state...
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Reply from Owner
June 7th, 2023 02:15 PM
Thanks so much for the kind words. We really enjoyed working with you!
I have used many mortgage companies in the past. However, I never had such a wonderful experience that i had with MC Mortgage. Strider Shanks n his team were extremely helpful, very acknowledge and very kind to work with. I moved from one state...
read more
Reply from Owner
June 7th, 2023 02:15 PM
Thanks so much for the kind words. We really enjoyed working with you!
Great business, great team!
Reply from Owner
June 7th, 2023 02:16 PM
Thanks so much for the kind words Laura:) We really enjoyed working with you! Hope all is well in the new home!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095