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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
The team at MC Mortgage group was amazing! To make a long story short, they cleaned up a mess from a previous group/lender that I was working with fairly quickly. Patrick’s team was very communicative and very understanding with our situation....
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Reply from Owner
December 16th, 2022 12:00 AM
I am super happy that you asked us to help you overcome the mortgage challenges created by your previous group/lender. We continually strive to help families achieve their home ownership dreams and the efforts made to secure your loan closure...
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Fantastic group! They worked with us to let us know the best way to do things and got me my dream home! Thank you Patrick, Jack and Abbey!!
Reply from Owner
February 9th, 2023 02:41 PM
Thank you for sharing your positive experience with us! We're always here should you ever need anything in the future!
Fantastic group! They worked with us to let us know the best way to do things and got me my dream home! Thank you Patrick, Jack and Abbey!!
Reply from Owner
February 9th, 2023 02:41 PM
Thank you for sharing your positive experience with us! We're always here should you ever need anything in the future!
Wonderful group with which to work. Abbey and Luke were most helpful, keeping me up to date on required documents and progress through the process. Would highly recommend to anyone in search of a mortgage.
Reply from Owner
December 2nd, 2022 07:21 PM
Hi Jo-Ann! Thank you for sharing your positive experience with us! We're always here should you ever need anything in the future!
Wonderful group with which to work. Abbey and Luke were most helpful, keeping me up to date on required documents and progress through the process. Would highly recommend to anyone in search of a mortgage.
Reply from Owner
December 2nd, 2022 07:21 PM
Hi Jo-Ann! Thank you for sharing your positive experience with us! We're always here should you ever need anything in the future!
Patrick and his team are amazing. They provided amazing tips and guidance. As a single mother I never imagined I'd be able to purchase my first home at 25 years old. They are absolutely amazing!
Reply from Owner
November 22nd, 2022 02:15 PM
It was a pleasure to work with you. Thank you for trusting us with your mortgage and please let us know if we can be of assistance in the future!
Patrick and his team are amazing. They provided amazing tips and guidance. As a single mother I never imagined I'd be able to purchase my first home at 25 years old. They are absolutely amazing!
Reply from Owner
November 22nd, 2022 02:15 PM
It was a pleasure to work with you. Thank you for trusting us with your mortgage and please let us know if we can be of assistance in the future!
Awesome people!! They made buying my first house easy. Couldn't say enough good things.
Reply from Owner
November 22nd, 2022 02:14 PM
Hi William! Thank you for sharing your positive experience with us! We're always here should you ever need anything in the future!
Awesome people!! They made buying my first house easy. Couldn't say enough good things.
Reply from Owner
November 22nd, 2022 02:14 PM
Hi William! Thank you for sharing your positive experience with us! We're always here should you ever need anything in the future!
Excellent service. I really appreciated the fact that my loan officer called me and took the time to break down every expense on the closing disclosure. The team also answered my questions in a timely, professional manner.
Reply from Owner
November 7th, 2022 02:02 PM
Hi Gabe! Thank you for sharing your positive experience with us! We're always here should you ever need anything in the future!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095