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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Brennan and his team were extremely professional and patient during this whole process. They were able to answer all of our question and concerns in a timely manner and made everything so easy for our family. He has our highest recommendations!...
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Reply from Owner
May 25th, 2023 12:59 PM
Thank you Greg for these kind words! We really enjoyed working with you. Congrats!
Our experience working with MC Mortgage Group, especially Brennan Pearson (the lender) was phenomenal! He was very professional, knowledgeable and approachable! He always put the concerns of his customers first. All of our questions and concerns...
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Reply from Owner
May 18th, 2023 07:10 PM
Thank you for this Aloni! We really enjoyed working with you. Big congrats!
Our experience working with MC Mortgage Group, especially Brennan Pearson (the lender) was phenomenal! He was very professional, knowledgeable and approachable! He always put the concerns of his customers first. All of our questions and concerns...
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Reply from Owner
July 22nd, 2023 12:00 AM
Thank you for this Aloni! We really enjoyed working with you. Big congrats!
Patrick and Courtney were fantastic in helping us with our home loan. Patrick spoke to us several times about all of the numbers in detail and made sure we felt comfortable in our decision. They made the home loan process straightforward and...
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Reply from Owner
June 7th, 2023 02:14 PM
Thanks so much for the kind words. We really enjoyed working with you!
Working with Patrick Stoy and Team Pearson was an excellent experience! They made the mortgage process smooth and guided me through every step. They made things stress-free, communication was clear and they answered all my questions promptly....
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Reply from Owner
June 7th, 2023 02:14 PM
Thanks so much for the kind words. We really enjoyed working with you!
Great service, extremely proactive, and always went above and beyond. Give them a call to see how they can assist you! 10/10 will use again to refinance when interest rates drop.
Reply from Owner
June 7th, 2023 02:15 PM
Thanks so much for the kind words. We really enjoyed working with you Micah!
Great service, extremely proactive, and always went above and beyond. Give them a call to see how they can assist you! 10/10 will use again to refinance when interest rates drop.
Reply from Owner
June 7th, 2023 02:15 PM
Thanks so much for the kind words. We really enjoyed working with you Micah!
I had the pleasure of working with Patrick and his team, specifically Allison and Courtney. They were always friendly, personable, prompt and thorough in everything they did. By far one of the easiest efforts to close on a house that I have...
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Reply from Owner
May 3rd, 2023 07:37 PM
Thanks so much Zack! We really appreciate you!
The MC group was professional, patient and extremely knowledgeable. Patrick has built a friendly and patient team that works throughout the process to make home buying a piece of cake.
Reply from Owner
June 7th, 2023 02:15 PM
Thanks so much for the kind words. We really enjoyed working with you Sam!
The MC group was professional, patient and extremely knowledgeable. Patrick has built a friendly and patient team that works throughout the process to make home buying a piece of cake.
Reply from Owner
June 7th, 2023 02:15 PM
Thanks so much for the kind words. We really enjoyed working with you Sam!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095