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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
I had the pleasure of working with Patrick and his team, specifically Allison and Courtney. They were always friendly, personable, prompt and thorough in everything they did. By far one of the easiest efforts to close on a house that I have...
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Reply from Owner
December 16th, 2023 12:00 AM
Thanks so much Zack! We really appreciate you!
Patrick worked with my dad a while ago to buy the house I grew up in and even though he couldn't help me directly with a mortgage because I live in another state. His experience, knowledge, and understanding was an extremely valuable asset...
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Reply from Owner
December 16th, 2023 12:00 AM
Thanks so much for the kind words. We really enjoyed working with you!
Working with MC Mortgage group made my home buying experience a little bit easier and more manageable. I truly felt that they were there to support me and help me make the best decisions for me and my experience. They were able to explain the...
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Reply from Owner
December 16th, 2023 12:00 AM
We really appreciate your kind words, Jordan! We make it our mission to give every client an excellent experience, and we’re so happy to hear that you did! Thank you for choosing MC Mortgage; we look forward to working with you again in the...
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Had a good experience working with Brennan. He was very thorough and was quick to help us resolve issues that surfaced during the home-buying process.
Reply from Owner
December 14th, 2023 12:03 PM
Thank you Alice! We really enjoyed working with you. Best of luck in your new home!
Got a complex transaction completed in time
Reply from Owner
December 14th, 2023 12:04 PM
Thank you for trusting in us Richard! We enjoyed working with you!
Smooth and quick closing! Brennan and Abbey were great to work with.
Reply from Owner
December 13th, 2023 12:44 PM
Thank you Christi! We really enjoyed working with you!
Amazing team, and amazing to work with. We had such a smooth closing and would highly recommend them to anyone looking for a professional team to work with.
Reply from Owner
December 11th, 2023 05:48 PM
Thank you Melissa! We really enjoyed working with you!
Brennan & the McMortgage team are great to work! They make the process so seamless & easy. Highly recommend!
Reply from Owner
December 11th, 2023 05:49 PM
Thank you Michael! We really enjoyed working with you!
MC Mortgage made our mortgage experience so simple. Everyone that we worked with was super helpful and professional. I would highly recommend MC Mortgage.
Reply from Owner
December 11th, 2023 05:50 PM
Thank you Andres! We really enjoyed working with you!
Had a great experience working with MC Mortgage Group to purchase our first home. Brennan made a daunting, complicated process much easier for us to navigate. He checked in regularly, provided excellent advice at every step, and was quick to...
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Reply from Owner
December 11th, 2023 05:51 PM
Thank you Olivia! We really enjoyed working with you!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095