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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
I'm so grateful for all the hard work Patrick and his team did. We would not have been able to purchase our home without him and his team. We had a very short time for the closing date. Patrick and his team worked hard to get the bank to approve...
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Reply from Owner
September 20th, 2023 01:39 PM
We really appreciate the kind words! It was a pleasure working with you!
I have worked with Patrick and his team for the past several years on various real estate deals. The team is very knowledgeable and easy to work with.
Reply from Owner
September 12th, 2023 01:11 PM
Thank you Kimberly! We love working with you and appreciate your loyalty!
Just a detail oriented group that made the process very easy on and for me. Thanks!!
Reply from Owner
September 1st, 2023 01:01 PM
Thank you so much! We really enjoyed working with you!
These guys are amazing ! I started a cash out refi with another lender and 60 days later we were still having problems so i decided to drop them and give brennan a try and 8-9 days later yes 8-9 DAYS we were cleared to close. I’ve done quite...
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Reply from Owner
December 11th, 2023 05:52 PM
Thank you Rich! We really enjoyed working with you!
Brennan was excellent in every aspect of our process and very informative especially to new buyers like ourselves
Reply from Owner
August 8th, 2023 01:12 AM
Thank you so much for the kind words! We really enjoyed working with you and wish you much happiness in your new home!
Patrick and his team were great to work with. He spent time initially have an in-depth discussion with me about my needs. Team members Allison and Abby were thorough and prompt. I felt supported and could reach out to any of them when needed....
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Reply from Owner
August 2nd, 2023 12:59 PM
Thank you! We really enjoyed working with you!
This group is fantastic. They were extremely helpful and responsive throughout the whole loan process.
Reply from Owner
July 26th, 2023 03:40 PM
Thank you so much for this Sarah! We have loved working with you and are very happy for you!
Steven, Abby, and the team have been amazing. Steven has taken calls all hours and days of the week. My schedule is crazy and the availability he provided is one of the main reasons I went with him. Great job, team.
Reply from Owner
December 11th, 2023 05:52 PM
Thank you George! We really enjoyed working with you!
Great experience closing on our home, the whole team was a pleasure to work with.
Reply from Owner
December 11th, 2023 05:52 PM
Thank you Marie! We really enjoyed working with you!
As someone who wanted to buy a home that would also be considered a good investment, they were excellent to dialogue with.
Reply from Owner
December 11th, 2023 05:53 PM
Thank you Matthew! We really enjoyed working with you!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095