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Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
I’ve worked with Mike and his team for years. He has helped me personally obtain a mortgage as well as countless clients of mine. They are honest, communicative, professional, and quick which is all of the qualities you want in a mortgage broker....
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Reply from Owner
February 22nd, 2024 06:25 PM
Thank you Cory, I have truly enjoyed our work relationship and friendship! Cheers!
Speaking as a realtor and as a personal client, I highly recommend Mike Alberico. He is efficient, thorough and responsive. I have in the past and will continue to refer my clients to Mike and UMortgage Carolinas
Reply from Owner
February 22nd, 2024 06:32 PM
Thank you Sheila!
I’m very happy how Mike handled our mortgage. He was professional, extremely
friendly and thorough. I would recommend
his services and I would use him again.
Reply from Owner
February 22nd, 2024 06:44 PM
Thank you Chuck, always a pleasure!
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Bill F
Reply from Owner
February 22nd, 2024 06:45 PM
Thank you Bill!
As both a real estate professional working with our clients and as customer myself ; Mike’s service, knowledge and dedication are second to none! You won’t find better in this business
Reply from Owner
February 22nd, 2024 06:47 PM
Thank you Hunter, we I truly appreciate our partnership!
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Jake D
Reply from Owner
February 22nd, 2024 06:47 PM
Thank you Jake!
Incredible to work with everyone in this group. They made the process work for us!
Reply from Owner
February 2nd, 2024 03:00 PM
It was so great working with you and best of luck!!
MC Mortgage Group does a fantastic job making the loan process very easy. I worked with Brennan this time around and he was phenomenal. The whole team was very responsive and made sure I was taken care of every step of the way. Definitely recommend...
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Reply from Owner
December 16th, 2023 12:00 AM
Thanks J! This means a lot! We appreciate you.
Patrick and Courtney were fantastic in helping us with our home loan. Patrick spoke to us several times about all of the numbers in detail and made sure we felt comfortable in our decision. They made the home loan process straightforward and...
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Reply from Owner
December 16th, 2023 12:00 AM
Thanks so much for the kind words. We really enjoyed working with you!
I had the pleasure of working with Patrick and his team, specifically Allison and Courtney. They were always friendly, personable, prompt and thorough in everything they did. By far one of the easiest efforts to close on a house that I have...
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Reply from Owner
December 16th, 2023 12:00 AM
Thanks so much Zack! We really appreciate you!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery





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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095