Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
We are so thankful for UMortgage making this journey so much easier for us. Really broke things down for us and helping us understand all of our options. UMortgage does tremendous work. We felt guided and supported the entire time from start...
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Reply from Owner
June 17th, 2024 05:06 PM
Thank you so much for trusting us with your purchase and for the 5 Star Review!!
We worked with Patrick Bayley to purchase our home and could not have been more thrilled with the experience. From start to finish, Patrick was knowledgeable, available, communicative, transparent, accommodating, and helpful. Patrick is thorough...
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Reply from Owner
June 3rd, 2024 05:17 PM
Thank you for the kind words!
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Gary B
Reply from Owner
May 20th, 2024 02:31 PM
Thank you so much for the 5 Star Review!
Patrick & Brennan and the entire team were a pleasure to work with. They maintain constant communication, they update you on where you are in the process, they give you updates on what to expect, and they even check in after you have closed...
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Reply from Owner
April 29th, 2024 01:36 AM
Thank you Jenner! It was wonderful working with you!
Patrick Stoy's admin team is exceptional. The entire is amazing but.the "admin girls" are the strong foundation.
Reply from Owner
December 19th, 2025 08:36 PM
Thank you so much for your wonderful review! We are so grateful for your kind words about our entire team. Our administrative team is absolutely the strong foundation of what we do. It means a lot to see their hard work recognized. We look...
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Very smooth transition into our new home. Highly recommended!
Reply from Owner
March 31st, 2024 12:39 PM
Thank you! We really enjoyed working with you!
Thank you for helping us finance our forever home. Want to especially thank Courtney and Brennan for their help and always being available during this process.
Reply from Owner
March 31st, 2024 12:40 PM
Thank you! It was a pleasure working with you!
Great team of professionals. They work diligently and get the job done quickly.
Reply from Owner
February 29th, 2024 04:09 PM
Thank you Grant!!!
I have been working with Mike and his team for over a decade now. Mike is the most efficient and task driven broker I have ever met. He cares deeply about every transaction, and works for every client as if they were his own family! There should...
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Reply from Owner
February 29th, 2024 04:09 PM
Thank you Matt!!!
UMortgage Carolinas is one of our trusted lending partners. Great communication, the team gets it done. Very good with self employed borrowers like myself!
Reply from Owner
February 24th, 2024 01:20 PM
Thank you!!!!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095