Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
We have worked with Patrick and his team on several real estate transactions. It is a pleasure to work with them and they are so helpful! Any questions we had Patrick answered them and assisted us in anyway, he could. We will continue to work...
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Reply from Owner
August 20th, 2024 03:45 PM
Thank you so much for trusting us with your real estate needs!
My 4th time dealing with Patrick and his team! Excellent service ! Excellent team! Also the team and Patrick are very knowledgeable , they’ve helped me purchase more than one home and a couple of refinance and have always found ways to save...
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Reply from Owner
August 19th, 2024 03:21 PM
Thank you so much trusting us with all of your mortgage needs!
They were extremely professional and always available. As a first time home buyer they took away a lot of my worries. I highly recommend!
Reply from Owner
August 6th, 2024 02:43 PM
Thank you for trusting us with your new home purchase! We look forward to serving you again in the future!
My fiancée and I had a terrible experience with UMortgage. Aside from Courtney, who was amazing, I would not recommend this company. After our first appraisal came in about $60,000 under our purchase price, I was told by Brennan "Just pay the...
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Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Travis S
Reply from Owner
July 15th, 2024 06:29 PM
Thank you so much for the great review! We look forward to working with you again in the future!
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Cade H
Reply from Owner
June 17th, 2024 05:06 PM
Thank you so much for the 5 Star Review!
We are so thankful for UMortgage making this journey so much easier for us. Really broke things down for us and helping us understand all of our options. UMortgage does tremendous work. We felt guided and supported the entire time from start...
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Reply from Owner
June 17th, 2024 05:06 PM
Thank you so much for trusting us with your purchase and for the 5 Star Review!!
We worked with Patrick Bayley to purchase our home and could not have been more thrilled with the experience. From start to finish, Patrick was knowledgeable, available, communicative, transparent, accommodating, and helpful. Patrick is thorough...
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Reply from Owner
June 3rd, 2024 05:17 PM
Thank you for the kind words!
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Gary B
Reply from Owner
May 20th, 2024 02:31 PM
Thank you so much for the 5 Star Review!
Patrick & Brennan and the entire team were a pleasure to work with. They maintain constant communication, they update you on where you are in the process, they give you updates on what to expect, and they even check in after you have closed...
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Reply from Owner
April 29th, 2024 01:36 AM
Thank you Jenner! It was wonderful working with you!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095