Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Patrick and his team were wonderful to work with, always responded super fast (even on evenings and weekends) We had a bit of a challenging closing with external contractors and they navigated it beautifully. We closed on time and they also...
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Reply from Owner
December 9th, 2024 02:32 AM
Thank you so much! We really enjoyed working with you!
Working with Patrick was a seamless experience. He was thorough and explained all my silly questions as a first time buyer very well!
Reply from Owner
December 9th, 2024 02:32 AM
Thank you for the kind words. We really enjoyed working with you!
Brennan made my mortgage process simple and stress free. This is the fourth home I’ve purchased and the easiest loan process by far
Reply from Owner
September 26th, 2024 01:00 PM
Thank you for the kind words Sherry! We really enjoyed working with you!
Patrick and his team guide you through the process from start to finish. Communication is top notch and the portal is easy to navigate. This is probably the 5th or 6th mortgage or refinance that I have done with Patrick. I highly recommend...
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Reply from Owner
September 3rd, 2024 12:58 PM
Thank you for the review and also for trusting us with all of your mortgage needs!
We have worked with Patrick and his team on several real estate transactions. It is a pleasure to work with them and they are so helpful! Any questions we had Patrick answered them and assisted us in anyway, he could. We will continue to work...
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Reply from Owner
August 20th, 2024 03:45 PM
Thank you so much for trusting us with your real estate needs!
My 4th time dealing with Patrick and his team! Excellent service ! Excellent team! Also the team and Patrick are very knowledgeable , they’ve helped me purchase more than one home and a couple of refinance and have always found ways to save...
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Reply from Owner
August 19th, 2024 03:21 PM
Thank you so much trusting us with all of your mortgage needs!
They were extremely professional and always available. As a first time home buyer they took away a lot of my worries. I highly recommend!
Reply from Owner
August 6th, 2024 02:43 PM
Thank you for trusting us with your new home purchase! We look forward to serving you again in the future!
My fiancée and I had a terrible experience with UMortgage. Aside from Courtney, who was amazing, I would not recommend this company. After our first appraisal came in about $60,000 under our purchase price, I was told by Brennan "Just pay the...
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Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Travis S
Reply from Owner
July 15th, 2024 06:29 PM
Thank you so much for the great review! We look forward to working with you again in the future!
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Cade H
Reply from Owner
June 17th, 2024 05:06 PM
Thank you so much for the 5 Star Review!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095