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Patrick Stoy at CrossCountry Mortgage - Senior Vice President of Lending | NMLS #39527 in Wilmington, NC
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Patrick Stoy at CrossCountry Mortgage

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Senior Vice President of Lending | NMLS #39527

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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5 Star
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Reviews from Web
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    Meg S
    Posted on March 31st, 2025 07:25 PM
    Exceptional customer service! Very attentive. From start to finish the process took less than a week. Very organized!
    Reply from Owner
    May 9th, 2025 03:30 PM
    Thank you so much Meg for your business and we wish you the best of luck!
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    Mandi Q
    Posted on March 18th, 2025 07:05 PM
    Umortgage was so easy to work with! I had a somewhat complicated scenario going on with selling two houses and trying to buy a new one. Patrick and Brennan guided me through the loan process seamlessly. No hiccups from pre-qual letter to closing....
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    Reply from Owner
    March 19th, 2025 12:56 PM
    Thank you Mandi! We really enjoyed working with you and your family. Wishing you the best of luck in your new home!
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    Chuck S
    Posted on March 13th, 2025 01:43 AM
    Amazing, quick and clear on my questions
    Reply from Owner
    March 19th, 2025 12:57 PM
    Thank you Chuck! It was a pleasure working with you as always!
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    Angel D
    Posted on March 11th, 2025 06:29 PM
    I couldn't ask for a better mortgage rep than Brenna Pearson. He has amazing communication skills and a promptness with his work process that i rarely see in the mortgage industry anymore. I send him anyone I can with full faith they will be...
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    Reply from Owner
    March 19th, 2025 12:58 PM
    Angel! We really appreciate these kind works and your business! Best of luck!
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    Joseph S
    Posted on March 7th, 2025 06:08 PM
    UMortgage jumped through hoops to get us the best rate possible. They are so responsive, and maintain a positive relationship even now with us. We hear from them whenever there's a new rate change that benefits us.
    Reply from Owner
    July 17th, 2025 03:59 PM
    Thank you Joseph! It was great working with you!
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    Harrison S
    Posted on January 30th, 2025 05:55 PM
    Brennan made the process extremely smooth for me. He was very good at answering my questions, responding quickly, providing solutions for my specific circumstances, and making sure I understood the process. It was very clear that he had my...
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    Reply from Owner
    March 19th, 2025 12:59 PM
    Thank you Harrison! We appreciate you and best of luck!
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    FujifilmDad
    Posted on January 29th, 2025 06:49 PM
    Great communication! Great results!
    Reply from Owner
    March 19th, 2025 12:57 PM
    Thank you and congrats to you !
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    Gus R
    Posted on December 16th, 2024 12:00 AM
    We are so thankful for UMortgage making this journey so much easier for us. Really broke things down for us and helping us understand all of our options. UMortgage does tremendous work. We felt guided and supported the entire time from start...
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    Reply from Owner
    December 16th, 2024 12:00 AM
    Thank you so much for trusting us with your purchase and for the 5 Star Review!!
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    Mike G
    Posted on December 8th, 2024 01:52 AM
    excellent service
    Reply from Owner
    December 9th, 2024 02:31 AM
    Thank you so much for the kind words. It was a pleasure to work with you!
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    Peter R
    Posted on November 14th, 2024 05:42 PM
    Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Peter R
    Reply from Owner
    December 9th, 2024 02:31 AM
    Thanks Peter! It was great working with you!
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Non-QM
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
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    What is the Search Rank Score®?
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    Positions
    • CrossCountry Mortgage - Senior Vice President of Lending
      Aug 31st, 2025 - Current
    Memberships
    • NCREIA
    • CCREIA
    • Cape Fear Realtors
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    Year Started

    2000

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 39527
    Gallery
    Patrick Stoy at CrossCountry Mortgage - Gallery Photo
    Patrick Stoy at CrossCountry Mortgage - Gallery Photo
    Patrick Stoy at CrossCountry Mortgage - Gallery Photo
    Patrick Stoy at CrossCountry Mortgage - Gallery Photo
    Patrick Stoy at CrossCountry Mortgage - Gallery Photo
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    +10
    Awards
    UWM Top 1%
    Scotsman Guide Top...
    NC Home Builders M...
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    Achievements
    • CORE Training Summit Dragon Winner x3
    Hobbies
    • Fishing
    • Boating
    • Travel
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    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS