Top 5%
Patrick Stoy at CrossCountry Mortgage
Senior Vice President of Lending | NMLS #39527
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
UMortgage jumped through hoops to get us the best rate possible. They are so responsive, and maintain a positive relationship even now with us. We hear from them whenever there's a new rate change that benefits us.
Reply from Owner
July 17th, 2025 03:59 PM
Thank you Joseph! It was great working with you!
Brennan made the process extremely smooth for me. He was very good at answering my questions, responding quickly, providing solutions for my specific circumstances, and making sure I understood the process. It was very clear that he had my...
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Reply from Owner
March 19th, 2025 12:59 PM
Thank you Harrison! We appreciate you and best of luck!
Great communication! Great results!
Reply from Owner
March 19th, 2025 12:57 PM
Thank you and congrats to you !
We are so thankful for UMortgage making this journey so much easier for us. Really broke things down for us and helping us understand all of our options. UMortgage does tremendous work. We felt guided and supported the entire time from start...
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Reply from Owner
December 16th, 2024 12:00 AM
Thank you so much for trusting us with your purchase and for the 5 Star Review!!
excellent service
Reply from Owner
December 9th, 2024 02:31 AM
Thank you so much for the kind words. It was a pleasure to work with you!
Patrick Stoy at CrossCountry Mortgage has received a review with 5 star rating from Peter R
Reply from Owner
December 9th, 2024 02:31 AM
Thanks Peter! It was great working with you!
Patrick and his team were wonderful to work with, always responded super fast (even on evenings and weekends) We had a bit of a challenging closing with external contractors and they navigated it beautifully. We closed on time and they also...
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Reply from Owner
December 9th, 2024 02:32 AM
Thank you so much! We really enjoyed working with you!
Working with Patrick was a seamless experience. He was thorough and explained all my silly questions as a first time buyer very well!
Reply from Owner
December 9th, 2024 02:32 AM
Thank you for the kind words. We really enjoyed working with you!
Brennan made my mortgage process simple and stress free. This is the fourth home I’ve purchased and the easiest loan process by far
Reply from Owner
September 26th, 2024 01:00 PM
Thank you for the kind words Sherry! We really enjoyed working with you!
Patrick and his team guide you through the process from start to finish. Communication is top notch and the portal is easy to navigate. This is probably the 5th or 6th mortgage or refinance that I have done with Patrick. I highly recommend...
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Reply from Owner
September 3rd, 2024 12:58 PM
Thank you for the review and also for trusting us with all of your mortgage needs!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Wilmington, NC. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #39527 | Branch NMLS #2770208
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Positions
- CrossCountry Mortgage - Senior Vice President of LendingAug 31st, 2025 - Current
Memberships
- NCREIA
- CCREIA
- Cape Fear Realtors
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- 39527
Gallery
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+10
Awards
UWM Top 1%
Scotsman Guide Top...
NC Home Builders M...
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Achievements
- CORE Training Summit Dragon Winner x3
Hobbies
- Fishing
- Boating
- Travel
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095