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Patrick Holland
Branch Manager | NMLS 179158
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive hom... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Patrick was extremely helpful, responsive, and clear throughout the entire process. As first time home buyers, securing a loan was new territory for my wife and I. But Patrick answered all our questions and walked us through many different...
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Reply from Owner
May 8th, 2026 12:00 AM
It was so much fun working with both you and Emma. I am so happy for you both and can't wait to celebrate with you in the weeks to come!
I had an excellent experience working with Pat Holland at Embrace Loans. From the very beginning, Pat stood out for his honesty and straightforward approach. He never made me feel pressured or rushed into decisions, which made the entire process...
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Reply from Owner
May 6th, 2026 09:56 AM
Can't thank you enough for the wonderful note. You both were awesome to work with and I am so happy to be a part of your home ownership journey! I wish you many happy years in your new home.
Pat Holland with Embrace Home Loans was exceptional in every way. We have purchased homes in the past, but this was by far the most stress-free mortgage experience we have ever had.Pat was extremely organized, communicated proactively, and...
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Reply from Owner
May 6th, 2026 09:58 AM
Thank you for taking the time to let me and my team know we delivered a great experience for you and your family. I must say, you both made our jobs easy with your immediate responses for items we needed to get your file approved in record...
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Pat Holland with Embrace Home Loans was exceptional in every way. We have purchased homes in the past, but this was by far the most stress-free mortgage experience we have ever had.Pat was extremely organized, communicated proactively, and...
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Reply from Owner
May 8th, 2026 12:00 AM
Thank you for taking the time to write me such a nice review Patty. You guys were just awesome to work with and I look forward to meeting you both in person when you get to the area!
I had an excellent experience working with Pat Holland at Embrace Loans. From the very beginning, Pat stood out for his honesty and straightforward approach. He never made me feel pressured or rushed into decisions, which made the entire process...
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Reply from Owner
May 7th, 2026 12:00 AM
Thank you so much Alina for taking the time to share your experience. You both were awesome to partner with and I will be here for you anytime you need help!
Communication was great and I appreciated the explanation of things that were unclear or unknown to me and Eric. Also really appreicated Pat walking us through what to do when that one particular situation came up. Thanks team!
Reply from Patrick Holland
May 5th, 2026 02:27 PM
Raquel, I'm glad to know that you and Eric found the communication and explanations helpful during the process. It's important to me to ensure clarity and support, especially in unique situations. Thank you for your kind words!
Highly recommend you trust Patrick with your home financing! He has supported us three times - two purchases and one refinance to a lower rate. He is professional and thorough, and explains everything in detail. He does a great job reducing...
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Reply from Owner
May 6th, 2026 09:59 AM
Thank you for the great review, Matt! So happy to hear our work for you was exactly what you expected and we thank you for the opportunity to serve!
Patrick Holland has received a review with 5 star rating from Emily W
Reply from Owner
April 9th, 2026 08:34 AM
Thank you for trusting me and my team with your new home purchase. So glad we could be a part of the process and be with you every step of the way.
As first time homebuyers, my husabnd I felt super overwhelmed with the mortgage process. Pat and his team stood out immediately because they took the time to educate us on the process, answer questions, and expalin each step thoroughly. We...
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Reply from Patrick Holland
April 23rd, 2026 01:44 PM
Emily, I'm glad to hear that I could help make your first homebuying experience more manageable. Educating and guiding clients through each step is very important to me, and I'm pleased that you found this helpful. Thank you for recommending...
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We did with Patrick our new home financing back in 2019 and then refinancing of the same house in 2021. Both went very smoothly and easy for us - Patrick's team did a great professional work. Not only was it done very quickly and efficiently,...
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Reply from Owner
April 7th, 2026 11:17 AM
Thank you for taking the time to let us know how well we did for you. We will always be here for questions or to help point you in the right direction when you need us.
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About
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive home financing solutions with Embrace Home Loans. Patrick only knows how to work one way, and that is do the job right and don't cut corners. There is no substitute for hard work and dedication. Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. Contact Patrick today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Specialities
Conventional Loans
Jumbo Loans
USDA Loans
VH Loans
HIgh Balance Conforming Loans
Mortgage Planning and Budgeting
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Positions
- Embrace Home Loans - Vice President / Branch ManagerFeb 1st, 2007 - Current
Memberships
- PGA Member Since 2002
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 179158
Videos
Achievements
- Embrace Home Loans Hall of Fame
- Embrace Home Loans Founder's Club
- Embrace Home Loans Chairman's Club
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Hobbies
- volunteering
- Golf
- Travelinig
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.