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Patrick Holland
Branch Manager | NMLS 179158
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Pat has handled a few closings for me over the years. Pat along with his team makes the process simple and easy to navigate. He is a wonderful resource to have and I will use him again with my next purchase.
Reply from Owner
May 22nd, 2026 12:00 AM
Can't wait to connect when you are back in town Phil. Thanks for trusting me once again!
Pat Holland provided excellent advice and was directly involved in every step of the process. He reassured us and took the time to explain everything.
Reply from Owner
May 22nd, 2026 12:00 AM
Thank you Adam for allowing me and my team to help you and Elena. It was a team effort and I am glad it all worked out for you!
Great service!
Reply from Patrick Holland
May 20th, 2026 12:55 PM
Lindsay, I appreciate your feedback and am glad you felt the service was great. If there's anything more I can do for you, please feel free to let me know!
Patrick Holland has received a review with 5 star rating from Adam C
Reply from Owner
May 13th, 2026 02:30 PM
Adam, thank you so much for letting me help you and your family. It was nice to work with everyone and I wish you many happy years in your new home!
Pat did an excellent job communicating all of the finer details and explaining things in a way that we could understand. Very happy working with him.
Reply from Patrick Holland
May 13th, 2026 12:35 PM
Adam, thank you for your kind words. I'm pleased to know that my communication and explanations were helpful to you. It was great working with you as well, and I'm glad I could assist in making the process clearer.
Pat and his team keep us informed and were knowledgeable, efficient, and timely.
Reply from Patrick Holland
May 10th, 2026 12:34 AM
Charles, I'm grateful for your kind words. It's good to know that you found my team and me knowledgeable and efficient. Keeping you informed throughout the process is a priority, and I'm happy we could meet your expectations.
We were referred to Pat by a family member who raved about him and his service, and I'm here to do the same! Pat was extremely responsive to the many questions I had as a first-time homeowner. We had a very tight timeline and Pat and his team...
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Reply from Patrick Holland
May 10th, 2026 12:35 AM
Tiffany, I'm grateful for your thoughtful review and for trusting me with your first home purchase. It's appreciated to hear that I could help you feel confident and supported, especially with a tight timeline. I'm pleased that the meetings...
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Pat Holland with Embrace Home Loans was exceptional in every way. We have purchased homes in the past, but this was by far the most stress-free mortgage experience we have ever had.Pat was extremely organized, communicated proactively, and...
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Reply from Patrick Holland
May 8th, 2026 11:58 AM
Steven, I'm so pleased to hear that your mortgage experience with me was the most stress-free you've had. Keeping the process organized and ensuring clear communication is a priority for me, and I'm glad it made a difference for you. Thank...
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Patrick was extremely helpful, responsive, and clear throughout the entire process. As first time home buyers, securing a loan was new territory for my wife and I. But Patrick answered all our questions and walked us through many different...
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Reply from Patrick Holland
May 7th, 2026 11:47 AM
Jared, I'm grateful to know that I could assist you and your wife as you navigated the home loan process for the first time. Ensuring clarity and comfort in decision-making is a priority for me, and I'm pleased that you found my approach transparent...
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Patrick was extremely helpful, responsive, and clear throughout the entire process. As first time home buyers, securing a loan was new territory for my wife and I. But Patrick answered all our questions and walked us through many different...
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Reply from Owner
May 8th, 2026 11:59 AM
Jared, I'm pleased to hear that I could make the process of securing your home loan easier and more transparent for you and your wife. It's important to me that first-time homebuyers feel comfortable and informed at every step. Thank you for...
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About
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive home financing solutions with Embrace Home Loans. Patrick only knows how to work one way, and that is do the job right and don't cut corners. There is no substitute for hard work and dedication. Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. Contact Patrick today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Specialities
Conventional Loans
Jumbo Loans
USDA Loans
VH Loans
HIgh Balance Conforming Loans
Mortgage Planning and Budgeting
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Positions
- Embrace Home Loans - Vice President / Branch ManagerFeb 1st, 2007 - Current
Memberships
- PGA Member Since 2002
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 179158
Videos
Achievements
- Embrace Home Loans Hall of Fame
- Embrace Home Loans Founder's Club
- Embrace Home Loans Chairman's Club
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Hobbies
- volunteering
- Golf
- Travelinig
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.