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Patrick Holland
Branch Manager | NMLS 179158
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Patrick Holland has received a review with 5 star rating from Laura T
Reply from Owner
April 7th, 2026 11:17 AM
Thank you Laura and great seeing you at closing!
Pat and his team were amazing and made our refinance smooth and efficient
Reply from Patrick Holland
April 6th, 2026 12:02 PM
Laura, thank you for your kind words. I'm glad to hear that the refinancing process was smooth and efficient for you. It’s important to me that clients feel supported throughout, and knowing my team and I could provide that for you is meaningful....
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Pat was very knowledgeable and a great counselor during our home buying process. He was exceptionally responsive and would answer our questions and calls at all hours of the day! He continued to follow up with us and home our hands through...
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Reply from Owner
April 6th, 2026 12:03 PM
Jenna, I'm grateful for your kind words. Ensuring you felt guided and supported throughout your home buying process is important to me. I'm pleased to hear that my responsiveness and presence during the closing were helpful. If you have any...
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Patrick was extremely responsive, informative, efficient and pleasant to deal with for our refi.
Reply from Patrick Holland
April 5th, 2026 12:38 PM
I'm glad to hear that you found my approach responsive and informative during your refinancing process. Ensuring a pleasant and efficient experience is important to me. If you have any further questions or need assistance in the future, please...
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Patrick has handled multiple loan transactions for me and my family. I have always found him (and his team) to be professional, responsive, and with a "we will handle all the details" mentality. I am always confident that Patrick is looking...
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Reply from Owner
April 5th, 2026 12:38 PM
Thank you for sharing your experience. It's rewarding to know that my dedication to handling details and customizing loan options has been beneficial for you and your family. I'm glad to hear that you feel confident in the services provided,...
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Pat and team at Embrace are great to work with and they have taken care of me on a couple of transactions. Highly recommend!
Reply from Owner
April 5th, 2026 12:38 PM
Thank you, Allen, for your kind words. It's gratifying to know that both I and my team were able to support you effectively on multiple transactions. Your recommendation means a lot, and if there's anything else you need in the future, feel...
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Pat was patient and helpful. I'd use him again for a new mortgage or refinance.
Reply from Owner
April 2nd, 2026 07:37 PM
Thank you Sean for taking the time to write me a great review. I look forward to helping you again in the future.
We purchased our forever home in 2014 with the support and guidance from Patrick Holland. His incredible assistance and wise knowledge made our transaction a smooth sailing. We recommend him 100%
Reply from Owner
April 2nd, 2026 07:37 PM
Thank you so much Cary! I appreciate you so much and I will always be here when you need me.
Pat was great at helping us understand every step of the process. He was very communicative, would respond to any questions promptly, and wa slaways ready to jump on a call with us.
Reply from Patrick Holland
April 5th, 2026 12:39 PM
Richard, it's great to hear your positive experience. Ensuring clear communication and making myself available for calls are key priorities for me, so I'm pleased this made the process easier for you. Should you have more questions or need...
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Patrick was knowledgeable, friendly, and always available. In fact, he even visited our house during our application for a loan.
Reply from Owner
April 2nd, 2026 07:38 PM
Truly appreciate you trusting me with your mortgage needs. I will always be here when you need me. Best to your family!
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About
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive home financing solutions with Embrace Home Loans. Patrick only knows how to work one way, and that is do the job right and don't cut corners. There is no substitute for hard work and dedication. Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. Contact Patrick today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Specialities
Conventional Loans
Jumbo Loans
USDA Loans
VH Loans
HIgh Balance Conforming Loans
Mortgage Planning and Budgeting
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Positions
- Embrace Home Loans - Vice President / Branch ManagerFeb 1st, 2007 - Current
Memberships
- PGA Member Since 2002
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 179158
Videos
Achievements
- Embrace Home Loans Hall of Fame
- Embrace Home Loans Founder's Club
- Embrace Home Loans Chairman's Club
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Hobbies
- volunteering
- Golf
- Travelinig
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.