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Patrick Holland
Branch Manager | NMLS 179158
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Pat has been our loan officer for almost 20 years through multiple refinancing and purchases. Although he always remains totally professional on the business side of things, it’s like working with a good friend. He’s extremely proficient with...
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Reply from Owner
February 18th, 2026 12:00 AM
I hope you are both enjoying your vacation and new home! So happy for you both and thank you for the trust and friendship!
very smooth transactio! thanks
Reply from Patrick Holland
February 2nd, 2026 02:40 PM
I'm glad to hear that your transaction went smoothly, Kerry. If there's anything more you need or future assistance required, feel free to reach out.
As a first time home buyer, we were definitely nervous and uneasy about how the process would go. Luckily, we got to work with Pat Holland. He made the process pretty much stress free and calmed all our nerves. He was always looking out for...
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Reply from Owner
February 18th, 2026 12:00 AM
I truly appreciate the opportunity to assist you both purchase your first home. I will always be here for you in the future as well.
Patrick was extremely responsive and respectful. Drove to great lengths towards a successful closing .
Reply from Patrick Holland
February 1st, 2026 01:23 AM
Christopher, thank you for sharing your experience. Ensuring a smooth and successful closing is always my goal, and I'm glad to hear that my efforts were appreciated. If you need any further assistance or have questions in the future, please...
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This was my third time working with Pat, and as always, the experience was excellent. Pat and his team are consistently professional, responsive, and trustworthy.After my home purchase last year, Pat kept an eye on rates and reached out in...
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Reply from Owner
February 18th, 2026 12:00 AM
I am so happy to be able to help you again my friend. It is awesome to see your continued success in work and real estate!
Working with Pat was one of the best decisions we made during our homebuying process. From the very beginning, he was knowledgeable, responsive, and incredibly patient in walking us through every step of financing our home. Buying a house can...
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Reply from Patrick Holland
February 1st, 2026 01:24 AM
Thomas, I truly appreciate your kind words. I'm pleased that I could help make your homebuying experience more manageable and clear. Ensuring you felt informed and comfortable throughout the process was my goal. It's rewarding to hear that...
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Clear communication and we closed on time!
Reply from Patrick Holland
February 1st, 2026 01:24 AM
Michele, thank you for sharing your experience. I'm glad to know that communication was clear and that we were able to close on time. If there’s anything more I can assist you with, please don't hesitate to let me know.
As always Pat was fantastic. During the entire process he was proactive, very clear and candid with advice, and always reachable. We honestly believe he has our best interests in mind and trust him completely. We go back a long way together...
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Reply from Patrick Holland
January 23rd, 2026 01:43 PM
Gary, I really appreciate your kind words and trust. It's great to know that you felt well-guided and that my approach remained clear and honest throughout the process. Building a lasting relationship where you feel your interests are looked...
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Pat was a pro, from beginning to end. He was communcitaive and helpful at every stage.
Reply from Patrick Holland
January 23rd, 2026 01:44 PM
Thank you, Joseph. It's great to know that you found the process smooth and that my communication was helpful throughout. Being there at every stage is important to me. If you have any questions or need assistance in the future, I'm here to...
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Patrick was a consummate professional: prompt, efficient, responsive, and thoughtful. If I were to get another mortgage, I'd hire him again in a heartbeat.
Reply from Patrick Holland
January 23rd, 2026 01:44 PM
Haywon, thank you for your kind words. I'm pleased that you found promptness, efficiency, and responsiveness in my work. Your willingness to hire me again is truly appreciated. Should you have any questions or need assistance in the future,...
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About
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive home financing solutions with Embrace Home Loans. Patrick only knows how to work one way, and that is do the job right and don't cut corners. There is no substitute for hard work and dedication. Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. Contact Patrick today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Specialities
Conventional Loans
Jumbo Loans
USDA Loans
VH Loans
HIgh Balance Conforming Loans
Mortgage Planning and Budgeting
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Positions
- Embrace Home Loans - Vice President / Branch ManagerFeb 1st, 2007 - Current
Memberships
- PGA Member Since 2002
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 179158
Videos
Achievements
- Embrace Home Loans Hall of Fame
- Embrace Home Loans Founder's Club
- Embrace Home Loans Chairman's Club
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Hobbies
- volunteering
- Golf
- Travelinig
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.