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Patrick Holland
Branch Manager | NMLS 179158
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Good communication, easy to reach, quick response time
Reply from Patrick Holland
February 23rd, 2026 01:22 PM
Thank you for your positive feedback, Nancy. I'm pleased to know that you found the communication effective and that I was easy to reach with quick response times. If there's anything else you need assistance with, don't hesitate to get in...
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Pat made the entire experience easy and less stressful. He really took the time to learn about our situation, break down the numbers, and explain along the way. We would absolutely recommend him to friends and family.
Reply from Patrick Holland
February 18th, 2026 01:47 PM
I'm glad to hear that I could help make the process easier and less stressful for you, Rachel. Taking the time to understand your situation and clarify the details is something I focus on with every client. Your recommendation means a lot to...
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Frantastic work
Reply from Patrick Holland
February 18th, 2026 01:48 PM
John, thank you for your feedback. I'm glad you found my work satisfactory. If there's anything else I can assist you with in the future, please feel free to reach out.
I've been working with Pat for over 10 years. And it's not the easy transactions that have me always referring Pat to my clients. Getting homebuyers to the settlement table is a complicated process. And sometimes the unforeseen roadblock pops...
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Reply from Patrick Holland
February 18th, 2026 01:48 PM
Arthur, thank you for sharing your experiences. I'm truly grateful for your trust and referrals over the years. Navigating those unexpected challenges and ensuring a smooth path to settlement is something I take seriously. It's reassuring to...
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Pat is incredibly responsive and thorough. He clearly explained the components to the mortgage process and will work day and night to get you the best deal he can. We would recommend his services to anyone looking for a loan.
Reply from Owner
February 18th, 2026 12:00 AM
I truly enjoyed working with you both and celebrating at breakfast. Thank you for trusting me with your first home purchase!
From start to finish, Pat was knowledgeable, responsive, and genuinely invested in making sure everything went smoothly for our family. He took the time to explain every step of the process clearly and was always available to answer questions,...
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Reply from Patrick Holland
February 18th, 2026 01:49 PM
Jonathan, thank you for sharing your experience. I'm glad that I could provide the support and clarity you needed throughout the process. Navigating through challenges like a voided contract and the furlough period can be overwhelming, so I'm...
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This was my third time working with Pat, and as always, the experience was excellent. Pat and his team are consistently professional, responsive, and trustworthy.After my home purchase last year, Pat kept an eye on rates and reached out in...
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Reply from Patrick Holland
February 14th, 2026 01:47 AM
Michael, thank you for your kind review and for choosing to work with me again. It's gratifying to know that the process was seamless and met your expectations. Keeping an eye out for beneficial opportunities like the IRRL refinance is something...
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We had an outstanding experience working with Pat. From start to finish, he was knowledgeable, responsive, and genuinely invested in making sure everything went smoothly for our family. He took the time to explain every step of the process...
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Reply from Owner
February 18th, 2026 12:00 AM
Always a pleasure working with you and Stella. I look forward to celebrating at breakfast very soon!
Pat made everything easy and smooth, and he was always reliable and responsive whenever we needed him. I wouldn’t look for any other loan officer than Pat.
Reply from Patrick Holland
February 14th, 2026 01:47 AM
Stella, thank you so much for sharing your experience. It's great to know that you found the process easy and smooth. Being reliable and responsive is something I strive for, and I'm glad to hear it made a difference for you. Should you need...
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Pat is incredibly responsive and thorough. He clearly explained the components to the mortgage process and will work day and night to get you the best deal he can. We would recommend his services to anyone looking for a loan.
Reply from Patrick Holland
February 14th, 2026 01:47 AM
Stephen, thank you for sharing your experience. I'm glad that my approach of being responsive and thorough was beneficial for you. Explaining the mortgage process clearly and working hard to secure favorable terms is something I take seriously....
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About
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive home financing solutions with Embrace Home Loans. Patrick only knows how to work one way, and that is do the job right and don't cut corners. There is no substitute for hard work and dedication. Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. Contact Patrick today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Specialities
Conventional Loans
Jumbo Loans
USDA Loans
VH Loans
HIgh Balance Conforming Loans
Mortgage Planning and Budgeting
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Positions
- Embrace Home Loans - Vice President / Branch ManagerFeb 1st, 2007 - Current
Memberships
- PGA Member Since 2002
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 179158
Videos
Achievements
- Embrace Home Loans Hall of Fame
- Embrace Home Loans Founder's Club
- Embrace Home Loans Chairman's Club
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Hobbies
- volunteering
- Golf
- Travelinig
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.