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Patrick Holland
Branch Manager | NMLS 179158
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive hom... Show More
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Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Pat and his team have ALWAYS knocked it out of the park. I'm not surprised by the experience
Reply from Patrick Holland
January 23rd, 2026 01:44 PM
Damon, thank you for sharing your experience. I'm glad to know that the service consistently meets your expectations. Working with clients like you is a pleasure, and I'm here for anything you might need in the future.
Patrick was a great help to our homebuying process. He was very patient and was always looking out for our best interest. This was out first time in the home buying process and he made it easy.
Reply from Patrick Holland
January 18th, 2026 02:54 PM
Marco, I'm glad to hear that your first homebuying experience went smoothly. Ensuring that you feel supported and that your interests are taken care of is a fundamental aspect of what I strive to do. It's important to me that the process feels...
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I can't imagine a better lending experience with anyone other than Patrick and Team Embrace. We've now done an initial purchase and a re-fi with them and we trust them absolutely in their judgement and value deeply their professionalism and...
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Reply from Patrick Holland
January 18th, 2026 02:54 PM
Neal, thank you for your kind words. It's been a privilege to assist you with both your initial purchase and refinancing. Knowing that you trust my judgment and value the professionalism and expertise makes my work all the more rewarding. Should...
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Pat assisted my wife and I with our long distance move into the Alexandria, VA area from HI. Through a ton of uncertainty (long-term geographic separation due to a hiring freeze, the Government shutdown, realitor switch, and the sale of our...
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Reply from Owner
February 18th, 2026 12:00 AM
Thank you for the kind words. I am glad everything worked out as planned and welcome to Virginia!
Always professional expert guidance from start to finish!
Reply from Patrick Holland
January 5th, 2026 01:30 PM
Tim, thank you for sharing your experience. Providing expert guidance and maintaining a professional approach throughout the process is vital to me. If you ever have more questions or need assistance, I'm here to help.
Pat keeps us updated on the rates and has helped us refinance twice . He stays in constant communication and is always available to talk
Reply from Patrick Holland
January 4th, 2026 02:43 PM
Virginia, thank you for sharing your experience. Keeping my clients informed and maintaining open communication is crucial, so I'm glad to know that it was valuable for you over multiple refinances. If there's anything else you need or if you...
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Patrick is knowledgeable, personable, and a nice guy . What else can you ask for?
Reply from Patrick Holland
January 4th, 2026 02:44 PM
George, your kind words truly mean a lot. It's always my aim to provide a blend of professionalism and approachability in my services. If there's anything more I can assist you with, please don't hesitate to get in touch.
Pat and his team were knowledgeable, great communicators, and easy to work with. Even through uncertain times with employment, switching Realitors, and transitioning jobs, Pat still remained focused on supporting us and getting the best rate....
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Reply from Patrick Holland
January 4th, 2026 02:44 PM
Your feedback means a lot to me, Ryan. It's rewarding to know that I could assist during such transitionary times. Reviewing and negotiating the title fees was part of making sure you received the best possible outcome. Being there at the signing...
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Pat keeps close tabs on the economic indications influencing interest rates. His timing on our VA Mortgage Refinance was uncanny! We saved over $1k/month in interest (no points, no origination fees, no hidden costs). The communication is timely...with...
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Reply from Patrick Holland
December 19th, 2025 08:36 PM
This is what I do Jeff! The servicers and constant nagging from people who don't know your situation and the best way to assist. It is always a pleasure to work with my past clients!
Buyin a prop is not an easy process for many people but with Patrick Holland amd and his team made it clear, inderstanda and not complicated.
Reply from Patrick Holland
December 19th, 2025 08:36 PM
This is what I do Jeff! The servicers and constant nagging from people who don't know your situation and the best way to assist. It is always a pleasure to work with my past clients!
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About
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive home financing solutions with Embrace Home Loans. Patrick only knows how to work one way, and that is do the job right and don't cut corners. There is no substitute for hard work and dedication. Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. Contact Patrick today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Specialities
Conventional Loans
Jumbo Loans
USDA Loans
VH Loans
HIgh Balance Conforming Loans
Mortgage Planning and Budgeting
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Positions
- Embrace Home Loans - Vice President / Branch ManagerFeb 1st, 2007 - Current
Memberships
- PGA Member Since 2002
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 179158
Videos
Achievements
- Embrace Home Loans Hall of Fame
- Embrace Home Loans Founder's Club
- Embrace Home Loans Chairman's Club
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Hobbies
- volunteering
- Golf
- Travelinig
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.