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Patrick Holland
Branch Manager | NMLS 179158
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Repeat customer and as always Pat and his team are organized and very professiona. Pleasure doing business with a knowledgeable partner. Thank you Pat.
Reply from Patrick Holland
March 9th, 2026 02:53 PM
Andrew, I appreciate your kind words and continued trust. It's fulfilling to know that you find our work organized and professional. Being viewed as a knowledgeable partner is important to me, and I'm glad doing business together has been a...
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Working with Pat was an amazing experience. From the very beginning, he made us feel comfortable and supported us through what could have been a stressful process.Pat took the time to answer all of our questions no matter how many we had and...
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Reply from Owner
March 9th, 2026 02:54 PM
Viet, thank you for sharing your experience. I'm glad to know that you felt comfortable and supported throughout our time working together. Taking the time to clarify and ensure understanding is something I prioritize, so it's reassuring to...
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I have used Pat for 3 deals in the last few years. He is organized and thinks about what is best for the buyer and not always what is best for himself. That fact alone is why I will always use him for my deals.
Reply from Patrick Holland
March 6th, 2026 03:27 PM
William, thank you for sharing your thoughts. It's great to know that you value the focus I place on what's best for you. Being organized and prioritizing your interests are key principles I strive to uphold. I'm honored to assist you with...
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Patrick Holland has received a review with 5 star rating from Diana
Reply from Owner
March 6th, 2026 03:27 PM
Diana, thank you for your positive rating. I appreciate your support.
Responsive, professional, highly effective, kind, and dedicated.
Reply from Patrick Holland
March 6th, 2026 03:28 PM
Diana, thank you for sharing your thoughts. I'm glad to hear you found my approach responsive and professional. It's important to me to offer effective assistance while being kind and dedicated. If there's anything more I can do for you, please...
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We had an exceptional experience working with Embrace Home Loans, and especially with Pat. From start to finish, he was incredibly communicative and always kept us informed at every stage of the process. No question was too small as he took...
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Reply from Patrick Holland
February 26th, 2026 03:40 PM
Viet-Hung, thank you for sharing your experience. Keeping clients informed and comfortable throughout the process is something I strive for, so it's rewarding to know that I was able to make your purchase journey more organized and manageable....
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Pat was very communicative and very reaponsive through the entire process. Definitely went above and beyond from what we were expecting
Reply from Patrick Holland
February 26th, 2026 12:44 PM
William, thank you for your kind words. I'm glad to hear that I could exceed your expectations through clear communication and responsiveness. If you ever have more questions or need assistance in the future, please reach out to me.
Pat and his team always make sure your best interests are the priority. The entire refinance process couldn’t have gone smoother working with Pat. I cannot recommend Embrace Home Loans enough to anyone purchasing or refinancing.
Reply from Owner
March 6th, 2026 12:00 AM
Truly appreciate the continued support, trust and friendship! Thank you for letting me help you both once again.
Pat and his team were incredibly responsive and thorough from pre-approval to closing. He clearly explained the components to the mortgage process, the current rate market, and worked with my wife and I day and night to get us best deal. We...
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Reply from Owner
March 6th, 2026 12:00 AM
Thank you so much for taking the time to let us know about your experience. So happy for you both and glad our plan worked out perfectly!
Pat is very knowledgeable and accessible.
Reply from Patrick Holland
February 23rd, 2026 01:22 PM
Melody, thank you for your kind words. I'm pleased to hear that you found me knowledgeable and accessible. It's important to me that I provide the information and support my clients need throughout the process. Should you have any questions...
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About
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive home financing solutions with Embrace Home Loans. Patrick only knows how to work one way, and that is do the job right and don't cut corners. There is no substitute for hard work and dedication. Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. Contact Patrick today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Specialities
Conventional Loans
Jumbo Loans
USDA Loans
VH Loans
HIgh Balance Conforming Loans
Mortgage Planning and Budgeting
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Positions
- Embrace Home Loans - Vice President / Branch ManagerFeb 1st, 2007 - Current
Memberships
- PGA Member Since 2002
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 179158
Videos
Achievements
- Embrace Home Loans Hall of Fame
- Embrace Home Loans Founder's Club
- Embrace Home Loans Chairman's Club
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Hobbies
- volunteering
- Golf
- Travelinig
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.