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Patrick Holland
Branch Manager | NMLS 179158
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Often immediate responses and qualitative advice arm and feedback. We never had to guess what the next step was.
Reply from Patrick Holland
March 21st, 2026 03:29 PM
Alan, I appreciate your kind words. It's important to me that you always feel informed and supported throughout the process. Providing timely responses and clear guidance is a key part of what I aim to deliver. If you have any more questions...
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This is our second time working with Pat. He is extremely knowledgeable and cares about his clients. He is readily available to answer questions and will do whatever it takes to guide you through the process with confidence.
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Reply from Owner
March 21st, 2026 03:30 PM
Jackie, I really appreciate your kind words. It means a lot to me that you chose to work with me again and felt supported throughout the process. Being available to answer your questions and guide you with confidence is very important to me....
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This is our second time working with Pat. He is extremely knowledgeable and cares about his clients. He is readily available to answer questions and will do whatever it takes to guide you through the process with confidence.
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Reply from Patrick Holland
March 20th, 2026 12:38 PM
Jacquelyn, thank you for taking the time to share your experience. I’m glad to have had the opportunity to work with you again. Your trust in my knowledge and commitment means a lot. Being available to address your questions and guide you confidently...
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It was great working with Pat.Pat was able to turn around loan approvals and underwriting within 2 weeks. Pat was in constant communication about information needed and provided updates frequently.
Reply from Patrick Holland
March 17th, 2026 01:47 PM
Priyadarshini, thank you for sharing your experience. I'm glad that the process was smooth and that the timelines met your needs. Keeping communication open and providing timely updates is something I focus on, and I'm pleased to know it contributed...
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responsive service
Reply from Patrick Holland
March 17th, 2026 12:35 PM
Andrew, thank you for acknowledging the responsiveness you experienced. Ensuring that I am available and helpful throughout the process is something I strive for. If you need any further assistance or have questions in the future, please feel...
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Patrick Holland has received a review with 5 star rating from Kristen R W
Reply from Owner
March 20th, 2026 12:38 PM
Thank you for your positive rating, Kristen. If you ever have any questions or need assistance in the future, feel free to reach out.
Pat was very clear about every step of the process an available to answer any questions whenever I had them. I felt supported throughout a stressful process.
Reply from Patrick Holland
March 17th, 2026 12:36 PM
Kristen, I'm thankful for your review. It's crucial to me that clients feel informed and supported throughout each stage of their journey. I'm glad I could be available to answer your questions and provide clarity during the process. If you...
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We had an extremely tight 3 week timeline for closing. In addition, our file was complicated due the nature of our investments and self-employment history. But Patrick and his team were very open in asking the right questions and requesting...
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Reply from Owner
March 16th, 2026 12:00 AM
Thank you so much for taking the time to acknowledge the hard work we did together. You both were so helpful with the process and that is why we were able to pivot so quickly when we had to take a quick detour. Enjoy your new home and see you...
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Patrick Holland has received a review with 5 star rating from Robert T
Reply from Owner
March 10th, 2026 11:14 AM
Robert, thank you for the stellar rating. Your support is truly valued.
It was great working with Patrick. He explained everything in a way that made it easy to digest for someone who never took out a loan let alone a mortgage. Pat was also super flexible and was able to make time to talk around my crazy work schedule,...
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Reply from Patrick Holland
March 10th, 2026 11:15 AM
I'm glad we had the opportunity to work together, Robert. Making the complexity of mortgages easier to understand is something I aim for with every client, especially for those new to the process. Balancing around your work schedule was important...
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About
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive home financing solutions with Embrace Home Loans. Patrick only knows how to work one way, and that is do the job right and don't cut corners. There is no substitute for hard work and dedication. Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. Contact Patrick today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Specialities
Conventional Loans
Jumbo Loans
USDA Loans
VH Loans
HIgh Balance Conforming Loans
Mortgage Planning and Budgeting
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Positions
- Embrace Home Loans - Vice President / Branch ManagerFeb 1st, 2007 - Current
Memberships
- PGA Member Since 2002
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 179158
Videos
Achievements
- Embrace Home Loans Hall of Fame
- Embrace Home Loans Founder's Club
- Embrace Home Loans Chairman's Club
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Hobbies
- volunteering
- Golf
- Travelinig
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.