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Patrick Holland
Branch Manager | NMLS 179158
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
We have used Pat for the original loan for our house back in 2016 and to refinance again when the mortgage rates lowered. Always top notch service by him and his team.Had a quick video call today as we are considering a move out of State and...
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Reply from Owner
April 2nd, 2026 07:39 PM
Thank you for trusting me with your mortgage and planning needs. I will always be here for you no matter where you guys go!
My wife and I had the pleasure of working with Patrick Holland and his exceptional team at Embrace Home Loans when we purchased our home back in 2020, and we cannot recommend them highly enough. From our very first interaction, we were impressed...
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Reply from Owner
April 3rd, 2026 11:29 AM
Wow! I can't thank you enough for taking the time to write such a thoughtful message. I am glad to know that the work that my team and I put into every relationship has a positive impact on the end result. Please let me know if there is anything...
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Pat and his team helped with my original mortgage and then proactively helped me refinance to a much lower rate not long after. They were professional, knowledgeable, helpful, and worked for my interest constantly. Couldn't recommend stronger....
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Reply from Owner
April 3rd, 2026 11:30 AM
It is so great when clients take time to give us feedback on the work we do together. I am glad our work efforts and attention to detail allowed us the opportunity to assist you again!
Patrick Holland has received a review with 5 star rating from Stephen C
Reply from Owner
April 3rd, 2026 11:30 AM
Thank you Steve! See you on the links soon. Best always
Patrick Holland has received a review with 5 star rating from Marilyn B
Reply from Owner
April 3rd, 2026 11:30 AM
Thank you and Chris for all the trust and the friendship!
Pat is efficient, fair, THOROUGH and there are never any surprises!
Reply from Patrick Holland
April 5th, 2026 12:39 PM
Christopher, thank you for your kind words. I strive to ensure a smooth and transparent process for my clients, so it's great to hear that you felt everything was thorough and without surprises. If you have any more questions or need further...
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Pat is unmatched in service and simply gets it done, we were thrilled with his assistance in purchasing our home and when we were looking to refinance he was our go-to choice.I have and will continue to recommend Pat to friends and family.During...
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Reply from Owner
April 3rd, 2026 11:31 AM
Truly appreciate the follow up and feedback. It is my pleasure to work with you and your family. Can' t wait for breakfast very soon!
Pat is unmatched in service and simply gets it done, we were thrilled with his assistance in purchasing our home and when we were looking to refinance he was our go-to choice. I have and will continue to recommend Pat to friends and family....
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Reply from Patrick Holland
April 5th, 2026 12:39 PM
Robert, I'm really grateful for your kind words. Knowing that you felt confident working with me during both the purchase of your home and the refinancing process is important to me. Your trust and recommendations mean a lot, especially in...
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Pat and his team at Embrace are awesome to work with. Pat is super knowledgeable and takes the time to answer all your questions thoroughly. He is also extremely flexible, and made time to work with me despite my atypical schedule. Pat's process...
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Reply from Owner
April 6th, 2026 12:00 AM
Thank you so much for trusting us with your finances. I am glad we could make all this happen in a timely manner and truly put you both in a better position!
The frequent and timely communication is always key when you're talking about markets. Therefore, when looking at re-finance, I truly valued the frequent comms. Upon closing, Patrick had a good rapport with the settlement office which made...
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Reply from Patrick Holland
March 27th, 2026 12:56 PM
Matthew, thank you for your kind words. I'm glad to know that you appreciated the communication throughout the process. Building a solid rapport with the settlement office is something I prioritize to ensure everything goes smoothly for you....
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About
Patrick Holland (NMLS #179158) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Patrick provides comprehensive home financing solutions with Embrace Home Loans. Patrick only knows how to work one way, and that is do the job right and don't cut corners. There is no substitute for hard work and dedication. Local mortgage lender Patrick Holland is a nationally recognized Mortgage Originator and top producer for Embrace Home Loans. Licensed in Virginia, Maryland, and DC, his passion is to help people live the life of their dreams. Contact Patrick today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Specialities
Conventional Loans
Jumbo Loans
USDA Loans
VH Loans
HIgh Balance Conforming Loans
Mortgage Planning and Budgeting
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Positions
- Embrace Home Loans - Vice President / Branch ManagerFeb 1st, 2007 - Current
Memberships
- PGA Member Since 2002
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 179158
Videos
Achievements
- Embrace Home Loans Hall of Fame
- Embrace Home Loans Founder's Club
- Embrace Home Loans Chairman's Club
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Hobbies
- volunteering
- Golf
- Travelinig
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.