Patricia Araya Estay, Loan Officer, NMLS # 228145 - American Financial Network, Inc.'s Cover Image
Patricia Araya Estay, Loan Officer, NMLS # 228145 - American Financial Network, Inc. - Branch Manager | NMLS # 228145 in Woodbridge, VA

Patricia Araya Estay, Loan Officer, NMLS # 22...

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Branch Manager | NMLS # 228145

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As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing and able to help you find the mortgage product that is right for you. Whether you are looking to purchase a personal re... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
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Overall Ratings
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5 Star
91%
4 Star
7%
3 Star
0%
2 Star
0%
1 Star
2%
Reviews from Web
  • Encompass
    V
    Valerie J L
    Stafford, VA
    Posted on March 24th, 2022 05:00 PM
    Patricia is awesome! She was always answering my questions and keeping me update with each step in the process.
  • Encompass
    A
    Andrea C M
    Manassas, VA
    Posted on October 9th, 2021 12:16 PM
    Great experience with a happy ending! Patricia is the best!
  • Encompass
    F
    Francisco A M
    Stephens City, VA
    Posted on September 15th, 2021 01:58 PM
    She take care ours interests to sell and buy at the same time pretty good, without her help, we won’t close that soon. Thanks
  • Encompass
    J
    Julio D F
    Manassas, VA
    Posted on September 12th, 2021 02:51 PM
    Muy buen servicio muchas gracias
  • Encompass
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    Norbis D
    Woodbridge, VA
    Posted on August 18th, 2021 09:53 AM
    Professionalism, accurate information, Attention, Patience etc.
  • Encompass
    C
    Carlos J
    Stafford, VA
    Posted on August 4th, 2021 03:08 AM
    Made buying a home easy and as stress free as possible.
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    T
    Tania K
    Posted on July 20th, 2021 10:45 PM
    We been working with Patricia a few time….and we really appreciate it all her help, her kindness, she did help us so so well, she explains everything step by step, we definitely recommend her and we appreciate it all her help .Thank you so...
    read more
  • Encompass
    L
    Luis I
    Woodbridge, VA
    Posted on July 19th, 2021 02:19 PM
    Patricia was very professional with me and my clients. She explained in detail and also really worked hard to close our transaction. She was awesome!
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    R
    Rogelia H
    Stafford, VA
    Posted on May 29th, 2021 10:04 AM
    I have worked with Patricia in the past and will continue to work with her in the future and refer her to my friends and family. She 100% cares about all her clients and works very hard to give them the best experience.
  • Encompass
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    Lorena S
    Fredericksbrg, VA
    Posted on May 13th, 2021 09:29 AM
    She is very professional she answers your questions working with her is wonderful I recommend her, if you want to buy a house or refinance she is the one she has helped me in both processes and if I could give her a million posts I would thank...
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    About
    As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing and able to help you find the mortgage product that is right for you. Whether you are looking to purchase a personal residence, 2nd home or investment property, or if you need to refinance an existing mortgage, I can find the product that best suits your needs and circumstance. With AFN as your mortgage lender, you have an entire team dedicated to carrying your loan from application, through processing and underwriting and over the finish line where your loan is finalized and funded. If you have a question, we are a quick phone call or email away, and we always look forward to opportunities to communicate with you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 228145
    Disclaimer
    Equal Housing Lender

    American Financial Network, Inc. is an Equal Housing Lender

    American Financial Network, Inc. | NMLS ID 237341
    10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000

    ©2026 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.