Patricia Araya Estay, Loan Officer, NMLS # 22...
Branch Manager | NMLS # 228145
As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing and able to help you find the mortgage product that is right for you. Whether you are looking to purchase a personal re... Show More
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closed
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Reviews from Web
Extremely friendly and very knowledgeable. Helped us through a very stressful time!
Reply from Patricia Araya Estay, Loan Officer,...
July 2nd, 2026 05:50 PM
Elliot, I appreciate your kind words. I'm glad I could assist you during a stressful time and provide the support you needed. If there's anything else I can do for you, please let me know.
Patricia deeply cares about helping her clients/customers and that was felt through the whole process. It was nice to feel as though we had a partner going through this whole experience for the first time. I would highly recommend American...
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Reply from Patricia Araya Estay, Loan Officer,...
July 2nd, 2026 05:49 PM
Sheryn, I'm grateful for your thoughtful feedback. It's wonderful to hear that you felt supported throughout the process and I'm pleased to have been a part of your home buying journey. If you ever need further assistance, please feel free...
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She was in top of it at all-time. Thanks for that !
Reply from Patricia Araya Estay, Loan Officer,...
February 23rd, 2026 05:17 PM
Mario, thank you for sharing your positive experience. I'm glad to hear that working together was satisfying for you. If you ever need assistance in the future, feel free to get in touch.
I just have to tell that I have a good experience working with you
Reply from Patricia Araya Estay
February 23rd, 2026 04:47 PM
Tania, thank you for sharing your positive experience. I'm glad to hear that working together was satisfying for you. If you ever need assistance in the future, feel free to get in touch.
Patricia is definitely someone who pays attention to every detail to get the best credit option at the right time. She is kind, diligent, and super efficient.100 % satisfaction.
Reply from Patricia Araya Estay
January 23rd, 2026 07:10 PM
Thank you for your kind words, Jesus. I’m pleased to know that my attention to detail and efforts in finding the best credit options have met your expectations. If there's anything more I can assist you with, please don't hesitate to reach...
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Very good Comunication and very profesional
Reply from Patricia Araya Estay
January 19th, 2026 09:39 PM
I'm glad to hear that you found the communication and professionalism to meet your expectations, Omar. Your feedback is greatly appreciated, and I'm here to help whenever you have further questions or needs.
patricia very professional i'm very blessed she did a very good job thank you 🙏
Reply from Patricia Araya Estay
June 24th, 2025 01:24 PM
I enjoyed working with you. Thanks for the great feedback.
Patrcia communicated clearly and timely. She made the process easy.
Reply from Patricia Araya Estay
May 21st, 2025 10:12 AM
It was great working with you. Thanks again for putting your trust in us.
Patricia has helped me since two years ago and she has alot of patience she has helped me and orientated me on how to prepare myself in buying a house i would recommend her to my friends and family thank you patricia for your help.
Reply from Patricia Araya Estay
October 27th, 2024 12:47 AM
I really appreciate the feedback and am looking forward to working with you again.
The process was easy. Good communication, patience.
Reply from Patricia Araya Estay
June 19th, 2024 12:25 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
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About
As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing and able to help you find the mortgage product that is right for you. Whether you are looking to purchase a personal residence, 2nd home or investment property, or if you need to refinance an existing mortgage, I can find the product that best suits your needs and circumstance. With AFN as your mortgage lender, you have an entire team dedicated to carrying your loan from application, through processing and underwriting and over the finish line where your loan is finalized and funded. If you have a question, we are a quick phone call or email away, and we always look forward to opportunities to communicate with you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 228145
Disclaimer
American Financial Network, Inc. is an Equal Housing Lender
American Financial Network, Inc. | NMLS ID 237341
10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000
©2026 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.