Patricia Araya Estay, Loan Officer, NMLS # 228145 - American Financial Network, Inc.'s Cover Image
Patricia Araya Estay, Loan Officer, NMLS # 228145 - American Financial Network, Inc. - Branch Manager | NMLS # 228145 in Woodbridge, VA

Patricia Araya Estay, Loan Officer, NMLS # 22...

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Branch Manager | NMLS # 228145

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As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing and able to help you find the mortgage product that is right for you. Whether you are looking to purchase a personal re... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 6 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
91%
4 Star
7%
3 Star
0%
2 Star
0%
1 Star
2%
Reviews from Web
  • Encompass
    E
    Edgar A M
    Stafford, VA
    Posted on February 1st, 2023 01:50 PM
    Thank you so much for all your help
  • Encompass
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    Emmanuel C
    Woodbridge, VA
    Posted on December 8th, 2022 12:28 PM
    There are not enough words to explain how phenomenal Patricia made this experience. I am still in awe of her expertise, her patients and overall her kindness.
  • Encompass
    I
    Ingris Y G
    Ruther Glen, VA
    Posted on November 17th, 2022 01:38 PM
    She is Excellent 😀
  • Encompass
    T
    Tania M G
    Manassas, VA
    Posted on November 14th, 2022 03:49 AM
    Making the process a little faster
  • Encompass
    J
    Johanna R D
    Dumfries, VA
    Posted on September 26th, 2022 01:29 AM
    Always attentive and very helpful.
  • Encompass
    W
    William M A
    Stephens City, VA
    Posted on July 1st, 2022 10:22 AM
    She was always available when we needed her
  • Encompass
    N
    Nizar M E
    Fairfax, VA
    Posted on June 7th, 2022 11:09 AM
    Her professionalism, attention to detail, and willingness to address every question and to provide her client with the certainty needed to move forward during the different steps of the process.
  • Encompass
    V
    Vanessa D C
    Alexandria, VA
    Posted on May 12th, 2022 05:15 PM
    The communication Patricia provided. Very professional and very responsive.
  • Encompass
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    Mauricio J C
    Alexandria, VA
    Posted on May 12th, 2022 01:30 PM
    Patricia was awesome during the whole process, she helped us understand every little nuance and number that she gave us, she always took the time to explain to us whatever we needed and she was ALWAYS available!
  • Encompass
    S
    Samuel A L
    Stafford, VA
    Posted on March 25th, 2022 02:30 PM
    Patricia was very responsive and helpful during the process.
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    About
    As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing and able to help you find the mortgage product that is right for you. Whether you are looking to purchase a personal residence, 2nd home or investment property, or if you need to refinance an existing mortgage, I can find the product that best suits your needs and circumstance. With AFN as your mortgage lender, you have an entire team dedicated to carrying your loan from application, through processing and underwriting and over the finish line where your loan is finalized and funded. If you have a question, we are a quick phone call or email away, and we always look forward to opportunities to communicate with you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 228145
    Disclaimer
    Equal Housing Lender

    American Financial Network, Inc. is an Equal Housing Lender

    American Financial Network, Inc. | NMLS ID 237341
    10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000

    ©2026 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.