Patricia Araya Estay, Loan Officer, NMLS # 228145 - American Financial Network, Inc.'s Cover Image
Patricia Araya Estay, Loan Officer, NMLS # 228145 - American Financial Network, Inc. - Branch Manager | NMLS # 228145 in Woodbridge, VA

Patricia Araya Estay, Loan Officer, NMLS # 22...

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Branch Manager | NMLS # 228145

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As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing and able to help you find the mortgage product that is right for you. Whether you are looking to purchase a personal re... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
91%
4 Star
7%
3 Star
0%
2 Star
0%
1 Star
2%
Reviews from Web
  • Encompass
    W
    Wesli R S
    Spotsylvania, VA
    Posted on June 15th, 2024 04:47 PM
    Communication and transparency
    Reply from Patricia Araya Estay
    June 17th, 2024 04:50 PM
    It was great working with you. Thanks again for putting your trust in us.
  • Encompass
    N
    Noemi H
    Manassas, VA
    Posted on June 12th, 2024 06:52 PM
    She is very patient and explains things to me I don't understand.
    Reply from Patricia Araya Estay
    June 14th, 2024 06:53 PM
    I enjoyed working with you. Thanks for the great feedback.
  • Encompass
    S
    Salvador U E
    Fredericksbrg, VA
    Posted on April 30th, 2024 01:27 PM
    She was able to obtain a 2% grant through Rocket Mortgage however I would have loved to lock the interest rate lower than what I did. I understand that she was working with the information that was presented and that it didn’t help her to help...
    read more
    Reply from Patricia Araya Estay
    May 2nd, 2024 01:29 PM
    We hope we'll have the opportunity to serve you again and deliver exceptional services.
  • Encompass
    E
    Eduardo R Z
    Winchester, VA
    Posted on April 5th, 2024 08:23 PM
    Excelente persona, me ayudo en todo
    Reply from Patricia Araya Estay
    April 7th, 2024 08:26 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • Encompass
    N
    Nizar M E
    Arlington, VA
    Posted on January 4th, 2024 04:10 PM
    Awesome! Patricia is an extraordinary professional, and I strongly recommend her services. She takes care of every single detail, she works hard to find the solution that best fits your requirements, and she is always super proactive and ready...
    read more
    Reply from Patricia Araya Estay
    January 6th, 2024 04:11 PM
    I enjoyed working with you. Thanks for the great feedback.
  • Encompass
    M
    Marcos A E
    Stafford, VA
    Posted on September 11th, 2023 11:01 AM
    Always on top of every details
    Reply from Patricia Estay
    September 14th, 2023 11:12 AM
    I enjoyed working with you. Thanks for the great feedback.
  • Encompass
    M
    Mariela M G
    Manassas, VA
    Posted on August 10th, 2023 04:20 PM
    Great experience 😊
    Reply from Patricia Estay
    August 13th, 2023 04:29 PM
    Thank you for your response. If there is anything we can do to improve our offering, please let us know.
  • Encompass
    C
    Cinthia I A
    Manassas, VA
    Posted on August 10th, 2023 01:30 PM
    the patience they had to each question and process, very grateful for everything
    Reply from Patricia Estay
    August 13th, 2023 01:31 PM
    It was great working with you. Thanks again for putting your trust in us.
  • Encompass
    U
    Ulises T R
    Fredericksburg, VA
    Posted on July 10th, 2023 03:30 PM
    Este ha sido nuestro primer proceso de compra y Patricia hizo que todo fuera muy claro, explicó muy bien todas las dudas que teníamos y en todo momento nos estuvo apoyando. Se ve que tiene mucha experiencia y eso nos dió confianza.
    Reply from Patricia Estay
    July 13th, 2023 03:38 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
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    Noemi P E
    Fredericksburg, VA
    Posted on July 7th, 2023 02:05 PM
    Patricia was really attentive to me and my husband through the whole process. Buying a house can be really stressful and Praticia made the whole transaction a lot less stressfull!
    Reply from Patricia Estay
    July 10th, 2023 02:06 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • 11–20 of 44
    About
    As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing and able to help you find the mortgage product that is right for you. Whether you are looking to purchase a personal residence, 2nd home or investment property, or if you need to refinance an existing mortgage, I can find the product that best suits your needs and circumstance. With AFN as your mortgage lender, you have an entire team dedicated to carrying your loan from application, through processing and underwriting and over the finish line where your loan is finalized and funded. If you have a question, we are a quick phone call or email away, and we always look forward to opportunities to communicate with you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 228145
    Disclaimer
    Equal Housing Lender

    American Financial Network, Inc. is an Equal Housing Lender

    American Financial Network, Inc. | NMLS ID 237341
    10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000

    ©2026 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.