Pat Villano - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 412470
Pat understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout t... Show More
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closed
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9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
Pat was quick to respond and help when needed! He always made sure to explain what was missing if I or my husband needed to fill out forms or not!
Reply from Pat Villano - AnnieMac Home Mortgag...
June 27th, 2025 12:55 PM
I'm thrilled to hear that my responsiveness and guidance were helpful to you and your husband. It was a pleasure assisting you both through the process. Thank you for your kind words and for choosing AnnieMac Home Mortgage.
Patt was great
Reply from Pat Villano - AnnieMac Home Mortgag...
June 12th, 2025 11:42 AM
Thank you, Yariv, for your kind words. I'm glad to hear that you had a great experience. If you have any further questions or need assistance, feel free to reach out.
When it was only 2 hours out from closing, title was waiting anxiously for documentation. We have closing at 2:15 PM and your response to me was "tell everyone to relax, it's not even 12"--the biggest purchase of my life, instead of empathizing...
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Pat you were 100% responsive and there to support us during the entire process. You seemed to be available 24/7 and we really appreciated that. Thank you! You got the job done, and we aren't your typical clients. Thank you! The underwriters...
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Reply from Pat Villano - AnnieMac Home Mortgag...
May 8th, 2025 09:56 PM
I'm glad to hear that I was able to support you throughout the mortgage process and that closing was smooth. I understand that the documentation requests from underwriters can be challenging, especially under time constraints. Thank you for...
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There were issues and questions that came up at the 11th hour. Although this is sometimes to be expected, some of the queries could have been addressed earlier.
Reply from Pat Villano - AnnieMac Home Mortgag...
May 8th, 2025 01:53 AM
I appreciate your feedback, Jose. I apologize for any issues or questions that arose late in the process. I strive to address all concerns promptly and will work to prevent similar situations in the future. Thank you for bringing this to my...
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Pat Villiano made it great. He was patient and diligent in his advise and helped us better understanf the best scenario for our needs. I would highly recommend him to all my friends.
Thank you
Chana Regev
Reply from Pat Villano - AnnieMac Home Mortgag...
April 29th, 2025 12:38 AM
I'm thrilled to hear that my guidance was helpful to you. It was a pleasure assisting you in finding the best scenario for your needs. Thank you for your kind recommendation, and I appreciate the opportunity to have worked with you.
Like with every financing process, we had some hiccups along the way but Pat always communicated openly and found solutions to every issue that I encountered. That's wjat makes him special and professional. He is very trustworthy and delivered...
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Reply from Pat Villano - AnnieMac Home Mortgag...
April 28th, 2025 01:47 PM
I'm thrilled to hear that despite some challenges, you found the process transparent and solution-oriented. Your trust and recommendation mean a lot to me. I'm glad I could assist you, and I look forward to the opportunity to work with you...
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Pat Villano makes each experience great.
always available.
always pushing.
always working for the client.
Reply from Pat Villano
April 28th, 2025 01:47 PM
I'm thrilled to hear about your positive experience, Steven. It was a pleasure working with you and ensuring your needs were met. Thank you for your kind words and trust in AnnieMac Home Mortgage.
it was my first mortgage and they made it happenthank you very much, Pat Villano
Reply from Pat Villano
April 18th, 2025 07:35 PM
I'm thrilled to hear that your first mortgage experience was successful. It was a pleasure assisting you, and I appreciate your kind words.
The process was smooth
Reply from Pat Villano
April 1st, 2025 10:06 AM
I'm glad to hear that your process was smooth, Evelyn. It was a pleasure assisting you, and I appreciate your feedback. If you have any further questions or need assistance in the future, please don't hesitate to reach out.
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About
Pat understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Pat is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Memberships
- NMLS
- President's Club
- Scotman's Guide
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 412470
Awards
President's Club
Achievements
- Servicing Mortgage Clients since 2002
Hobbies
- Travel
- Sports
- Music
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Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.