Pat Villano - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 412470
Pat understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout t... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Clear communication
Reply from Pat Villano
July 27th, 2026 02:34 PM
I appreciate your feedback on the communication, Stephane. It's important to me to ensure everything is clear and straightforward during the process. If you have any more questions or need further assistance, feel free to reach out anytime.
I was able to do what needed to be done from overseas
Reply from Pat Villano - AnnieMac Home Mortgag...
June 8th, 2026 03:00 PM
It's good to hear that you were able to accomplish everything from overseas, Margaret. I'm glad I could assist you with your needs. If there's anything else you require, please feel free to reach out.
Very responsive and profesionally handled.
Reply from Pat Villano
June 8th, 2026 03:01 PM
Thank you for your feedback, Yee. I'm glad you found my responsiveness and handling of the process to be professional. If you have any more questions or need assistance, please feel free to reach out.
Honest, great communications
Reply from Pat Villano
June 8th, 2026 03:01 PM
Thank you for the feedback, Ali. I'm glad you appreciated the communication throughout the process. If there's anything more I can assist you with, feel free to let me know.
Efficiency, availabilty and optiimzation of plan.
Reply from Pat Villano - AnnieMac Home Mortgag...
May 24th, 2026 02:55 PM
Thank you for highlighting the efficiency and optimization of the plan, Haim. I'm glad to know you appreciated my availability throughout the process. If you have any more questions or need further assistance, feel free to reach out.
Pat and Scott were wonderful through the whole process, they didn't make us feel ashamed for this blip in our finances
Cassandra was lovely as well
thank you
Reply from Pat Villano - AnnieMac Home Mortgag...
May 4th, 2026 05:24 PM
I'm grateful for your kind words, Terry. It's nice to hear that you felt supported by Scott, Cassandra, and me throughout the process. If you ever need assistance or have any more questions, please don't hesitate to reach out.
Had a great experience....they made the process very easy for us.
Reply from Pat Villano - AnnieMac Home Mortgag...
March 27th, 2026 02:22 PM
I'm glad to hear about your positive experience, Altaff. Making the process easy and straightforward is always my aim. Thank you for entrusting me with your needs at AnnieMac Home Mortgage. If you have any more questions or require assistance...
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Very easy to wo with and good communication
Reply from Pat Villano - AnnieMac Home Mortgag...
March 20th, 2026 02:07 PM
I'm glad to hear that you found the process easy and appreciated the communication, John. It's important to me that everything is clear and straightforward for you. If there's anything else you need or any questions arise, feel free to reach...
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This experience is unique,First Emotion,second stress and stressful,three concerned worries and waiting and waiting and four anxious feelings and feeling that everything is going okay or bad but has to little bit more the happiness coming and...
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Reply from Pat Villano - AnnieMac Home Mortgag...
March 7th, 2026 09:09 PM
Thank you for sharing your experience, Jesus. I understand that the process can bring a mix of emotions, and I'm grateful for your patience and trust throughout. I'm pleased to hear that everything turned out positively in the end. If there's...
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Pat was a fantastic partner - very responsise and supportive.
Reply from Pat Villano - AnnieMac Home Mortgag...
February 1st, 2026 12:10 PM
Your feedback means a lot to me, Audrey. I’m glad to hear that you found my support and responsiveness helpful throughout the process. If you have any more questions or need assistance moving forward, please don't hesitate to get in touch....
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About
Pat understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Pat is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Memberships
- NMLS
- President's Club
- Scotman's Guide
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 412470
Awards
President's Club
Achievements
- Servicing Mortgage Clients since 2002
Hobbies
- Travel
- Sports
- Music
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Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.