Pat Villano - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 412470
Pat understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout t...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
Pat and Scott were wonderful through the whole process, they didn't make us feel ashamed for this blip in our finances
Cassandra was lovely as well
thank you
Reply from Pat Villano - AnnieMac Home Mortgag...
May 4th, 2026 05:24 PM
I'm grateful for your kind words, Terry. It's nice to hear that you felt supported by Scott, Cassandra, and me throughout the process. If you ever need assistance or have any more questions, please don't hesitate to reach out.
Had a great experience....they made the process very easy for us.
Reply from Pat Villano - AnnieMac Home Mortgag...
March 27th, 2026 02:22 PM
I'm glad to hear about your positive experience, Altaff. Making the process easy and straightforward is always my aim. Thank you for entrusting me with your needs at AnnieMac Home Mortgage. If you have any more questions or require assistance...
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Very easy to wo with and good communication
Reply from Pat Villano - AnnieMac Home Mortgag...
March 20th, 2026 02:07 PM
I'm glad to hear that you found the process easy and appreciated the communication, John. It's important to me that everything is clear and straightforward for you. If there's anything else you need or any questions arise, feel free to reach...
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This experience is unique,First Emotion,second stress and stressful,three concerned worries and waiting and waiting and four anxious feelings and feeling that everything is going okay or bad but has to little bit more the happiness coming and...
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Reply from Pat Villano - AnnieMac Home Mortgag...
March 7th, 2026 09:09 PM
Thank you for sharing your experience, Jesus. I understand that the process can bring a mix of emotions, and I'm grateful for your patience and trust throughout. I'm pleased to hear that everything turned out positively in the end. If there's...
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Pat was a fantastic partner - very responsise and supportive.
Reply from Pat Villano - AnnieMac Home Mortgag...
February 1st, 2026 12:10 PM
Your feedback means a lot to me, Audrey. I’m glad to hear that you found my support and responsiveness helpful throughout the process. If you have any more questions or need assistance moving forward, please don't hesitate to get in touch....
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Pat was fantastic to work with from start to finish. He was knowledgeable, responsive, and made the mortgage process easy to understand every step of the way. Pat truly had our best interests in mind and was always available to answer questions....
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Reply from Pat Villano - AnnieMac Home Mortgag...
January 31st, 2026 03:19 PM
Thank you, Jeremy, for sharing your experience. It's great to hear that you found my guidance clear and responsive throughout the mortgage process. Ensuring your best interests are prioritized is always my aim. Feel free to reach out if you...
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Great Communication and always made himself available
Reply from Pat Villano - AnnieMac Home Mortgag...
January 31st, 2026 03:16 PM
I'm glad to hear you appreciated the communication and availability, Gina. It's important to me to be accessible and responsive throughout the mortgage process. If you have any further questions or need assistance, please don't hesitate to...
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Working with Pat was fantastic! He made the mortgage process smooth and stress-free, explained every step clearly, and found us a great rate. Super responsive, knowledgeable, and genuinely cared about our needs. Highly recommend!
Reply from Pat Villano - AnnieMac Home Mortgag...
January 31st, 2026 03:17 PM
Thank you for taking the time to share your experience, Kelly. I'm glad to hear that the mortgage process was smooth and clear for you. Being responsive and attentive to your needs is always my priority. If you ever have more questions or need...
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Good communication
Reply from Pat Villano
January 21st, 2026 02:17 PM
I appreciate your feedback on the communication process, Salvatore. It's my aim to make sure everything runs smoothly as we work together. If you need any more assistance or have further questions, please reach out at any time.
Difficult foreign income but you made it happen. Thanks!
Reply from Pat Villano - AnnieMac Home Mortgag...
December 30th, 2025 01:20 PM
I'm glad I could assist with the complexities of your foreign income situation. It's important to me to help my clients navigate challenging circumstances. Thank you for choosing AnnieMac Home Mortgage, and if you have any more questions or...
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About
Pat understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Pat is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Search Rank ScoreLearn More →
281
/850
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Memberships
- NMLS
- President's Club
- Scotman's Guide
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Addresses and Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 412470
Awards
President's Club
Achievements
- Servicing Mortgage Clients since 2002
Hobbies
- Travel
- Sports
- Music
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Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.