

Pat Villano - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 412470

Pat understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout t... Show More
Location & Business Hours
Business Hours
Sun
closed
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
Pat awas always listening, reactive and helpful
Reply from Pat Villano - AnnieMac Home Mortgag...
October 1st, 2025 12:18 AM
I'm grateful for your positive feedback, Pierre. It's rewarding to hear that my attentive and responsive approach made a difference in your experience. If you have any further questions or need assistance, I'm just a call away. Thank you for...
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LO need to answer or return phone calls, and emails. Over promised under deliver. He need more training.
Pat has a great demeanor
and very helpful
determined to get the job done
Reply from Pat Villano - AnnieMac Home Mortgag...
September 14th, 2025 01:49 PM
I appreciate your feedback, Louie. It's great to hear that you found my demeanor positive and the assistance helpful. Ensuring that everything is completed effectively is always my goal. If you have any more questions or need further assistance,...
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Feedback for Loan Originator (Post-Close Survey)I’d like to share my experience with the loan process in the hope it helps improve things for future borrowers. Overall, I was not very satisfied, mainly due to communication and organization...
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Pat was extremely helpful each step of the way. Process was substantially seamless.
Reply from Pat Villano - AnnieMac Home Mortgag...
August 30th, 2025 12:35 PM
I appreciate your feedback, James. I'm pleased to know that you found my assistance helpful throughout the process and that it felt seamless for you. It was great working with you at AnnieMac Home Mortgage. If you have any questions in the...
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Great communication, smooth transaction!
Reply from Pat Villano
June 8th, 2026 03:02 PM
Thank you for highlighting the communication and transaction process, Michael. I'm happy to hear that everything went smoothly for you. If you have any further questions or need assistance in the future, feel free to reach out.
Great job.....very professional.
Reply from Pat Villano
September 5th, 2025 12:46 AM
I'm pleased to know that you found my service professional, Brandon. It's important to me to provide a smooth experience. Thank you for your kind words and for trusting AnnieMac Home Mortgage with your needs. If you have any questions down...
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Communication
Reply from Pat Villano - AnnieMac Home Mortgag...
August 25th, 2025 04:03 PM
Thank you, Anilkumar, for highlighting communication in your review. I appreciate hearing that your experience was positive in this regard. If there's anything else I can help with or if you have more feedback, feel free to reach out.
Closed on time!
Reply from Pat Villano - AnnieMac Home Mortgag...
August 25th, 2025 04:04 PM
I'm pleased to hear that the closing happened on time. Ensuring timely processes is a key priority for me. If there's any feedback you'd like to share about the experience or any areas you think could be improved, I'm open to hearing your thoughts....
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Pat was excellent in advising and running my loan application. Best in class!
Reply from Pat Villano
August 17th, 2025 12:51 PM
Thank you, Kentin, for your wonderful feedback. I'm really glad that my advice and handling of your loan application met your expectations. It was a pleasure to work with you at AnnieMac Home Mortgage. If you have any further questions or need...
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About
Pat understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Pat is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Memberships
- NMLS
- President's Club
- Scotman's Guide
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 412470
Awards
President's Club
Achievements
- Servicing Mortgage Clients since 2002
Hobbies
- Travel
- Sports
- Music
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Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.